Credit Card Rewards
Reward yourself by comparing some of Australia’s best credit card reward programs. If you are a smart spender you can easily carry out an online search to find an Australian credit card that will do more than land you in debt.
Credit card reward programs are offered by most credit card lenders as an incentive for your loyalty but perhaps also - to encourage you to spend. If you are clever you can use this to your advantage and cash in on an array of rewards, such as flights, retail goods and entertainment services.
The reward points are accumulated with each purchase you make on your credit card. So if you are a big spender you could really be rewarded with a premium, higher rate rewards credit card, because you will be earning valuable rewards for every dollar spent.
Two popular credit card rewards are, not surprisingly, travel and cash. Some reward programs allow you to collect frequent flyer points which you can redeem for flights. Others offer a cashback option which turns your reward points into cash, which can then be deposited back into your account.
Choosing the best credit card reward program comes down to your spending habits. You may not want to pay higher interest rates and fees for a platinum rewards credit card if you barely use your card, as the rates may outweigh the reward benefits. Likewise, if you are a big spender you may find you’ll benefit greatly from owning a premium rewards credit card, despite an increased interest rate.
Before you start daydreaming about how you’ll spend your reward points, start comparing some of Australia’s most attractive credit card reward programs below.
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