Credit Card Rewards

Need some help?
Check out our Credit Cards Guide

Credit Card Rewards

Reward yourself by comparing some of Australia’s best credit card reward programs. If you are a smart spender you can easily carry out an online search to find an Australian credit card that will do more than land you in debt.

Credit card reward programs are offered by most credit card lenders as an incentive for your loyalty but perhaps also - to encourage you to spend. If you are clever you can use this to your advantage and cash in on an array of rewards, such as flights, retail goods and entertainment services.

The reward points are accumulated with each purchase you make on your credit card. So if you are a big spender you could really be rewarded with a premium, higher rate rewards credit card, because you will be earning valuable rewards for every dollar spent.

Two popular credit card rewards are, not surprisingly, travel and cash. Some reward programs allow you to collect frequent flyer points which you can redeem for flights. Others offer a cashback option which turns your reward points into cash, which can then be deposited back into your account.

Choosing the best credit card reward program comes down to your spending habits. You may not want to pay higher interest rates and fees for a platinum rewards credit card if you barely use your card, as the rates may outweigh the reward benefits. Likewise, if you are a big spender you may find you’ll benefit greatly from owning a premium rewards credit card, despite an increased interest rate.

Before you start daydreaming about how you’ll spend your reward points, start comparing some of Australia’s most attractive credit card reward programs below.

Updating your preferences
We found 62 products that match your search

Show: 10 25 50 All Results

Company Product Card Type Interest Rate Annual Fee Interest Free Days Go To Site
Select up to 3 products to compare
Virgin Money Low Rate Credit Card visa 10.99% Ongoing $99 Up to 44 Go to Site
bcu Classic Visa Card visa 11.8% Ongoing $40 Up to 55 Go to Site
St.George Bank Vertigo Platinum visa 12.74% Ongoing $99 Up to 55 Go to Site
BankSA Vertigo Platinum visa 12.74% Ongoing $99 Up to 55 Go to Site
Bank of Melbourne Vertigo Platinum visa 12.74% Ongoing $99 Up to 55 Go to Site
Bank of Melbourne Vertigo Visa visa 13.24% Ongoing $55 Up to 55 Go to Site
St.George Bank Vertigo Visa visa 13.24% Ongoing $55 Up to 55 Go to Site
BankSA Vertigo Visa visa 13.24% Ongoing $55 Up to 55 Go to Site
Westpac Low Rate Visa Card visa 13.49% Ongoing $45 Up to 55 Go to Site
ANZ Low Rate mastercard 13.49% Ongoing $58 Up to 55 Go to Site
Commonwealth Bank Low Rate MasterCard mastercard 13.49% Ongoing $78 Up to 55 Go to Site
ANZ Low Rate Platinum mastercard 13.49% Ongoing $99 Up to 55 Go to Site
Commonwealth Bank Low Rate Gold MasterCard mastercard 13.49% Ongoing $120 Up to 55 Go to Site
nab Low Rate Card visa 13.99% Ongoing $59 Up to 55 Go to Site
bcu Visa Bonus Rewarder visa 16.8% Ongoing $40 Up to 55 Go to Site
HSBC Credit Card visa 17.99% Ongoing $0 Up to 55 Go to Site
ANZ Rewards visa 18.79% Ongoing $89 Up to 44 Go to Site
ANZ Rewards Platinum visa 18.79% Ongoing $149 Up to 55 Go to Site
Virgin Money No Annual Fee Credit Card visa 18.99% Ongoing $0 Up to 44 Go to Site
St.George Bank Amplify Classic visa 19.49% Ongoing $79 Up to 55 Go to Site
BankSA Amplify Classic visa 19.49% Ongoing $79 Up to 55 Go to Site
Bank of Melbourne Amplify Classic visa 19.49% Ongoing $79 Up to 55 Go to Site
Commonwealth Bank Low Fee MasterCard mastercard 19.74% Ongoing $24 Up to 55 Go to Site
nab Low Fee MasterCard mastercard 19.74% Ongoing $30 Up to 44 Go to Site
ANZ First visa 19.74% Ongoing $30 Up to 44 Go to Site

Showing 1 - 25 of 62 results

Show: 10 25 50 All Results

Data last updated July 31st, 2014

Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here.