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Fixed Rate Investment Loan (Low Doc) 10 Years

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • 100% full offset account
  • Parents can sign as guarantor
  • Comes with a credit card
  • Repayments will not change during fixed period
Cons:
  • No extra repayments
  • Not available for first home buyer
  • Discharge fee at end of loan
  • Repayments won't decrease if RBA cuts rates

Details & Fees

Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Fixed - 10 years
Borrowing range
Borrowing range
$20k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$641,160View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Not Allowed
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$910
Application fee
Application fee$600
Settlement fee
Settlement fee$160
Valuation fee
Valuation fee
$150
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$10 monthly for 0 years then $5
Discharge fee
Discharge fee$160
Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Fixed - 10 years
Borrowing range
Borrowing range
$20k - $100mCalculate how much you can borrow »
Total repayments
Total repayments
$641,160View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Not Allowed
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$910
Application fee
Application fee$600
Settlement fee
Settlement fee$160
Valuation fee
Valuation fee
$150
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$10 monthly for 0 years then $5
Discharge fee
Discharge fee$160
Other Restrictions
Only 1 year fixed has offset account

ANZ is one of the big four Banks in Australia and has been in operating since the 1830s. Now operating across the globe, ANZ is considered one of the top 50 banks in the world.

ANZ employs over 50,000 staff with a head office in Melbourne and branches located Australia-wide. These branches are where customers can meet with an ANZ Personal Banker for everyday banking advice, as well as speak to specialists in the areas of retirement, planning, investment and small business finance.

The bank has won a number of awards including Money Magazine’s Home Lender of the year award over ten times since 1999.

ANZ home loan calculator  

Interested in an ANZ home loan? RateCity has a suite of calculators that can show you what your repayments would be and how ANZ compares to its competitors. Simply plug in your borrowing amount below. 

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