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Australian and New Zealand Banking Group Personal Loans

ANZ began as the Bank of Australiasia in Sydney in 1835. It has since evolved to become one of Australia’s Big Four banks and operates in more than 30 global markets, with thousands of ATMs and branches.

ANZ has a strong retail offering, with home loans, savings and transaction accounts, wealth planning services, an institutional banking arm and insurance products. It also has a range of car loans and personal loans.

Features of an ANZ personal loan

ANZ has several personal loans, including a variable rate loan, fixed rate loan, secured car loan and overdrafts. Borrowers can apply for loan amounts between $5000 and $50,000 over terms of between one and seven years. Borrowers can also pay off the loan early without exit fees, if they have capacity. However, keep in mind ANZ personal loans come with ongoing fees and a one off administration fee upon joining.

The income threshold for these loans are fairly low and borrowers can increase their loan amount after approval in some circumstances.

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