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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Home Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all provider sand may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. See the rating methodology We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Home Loan, you will deal directly with a financial institution, and not with RateCity.

First Home Buyers

It is perceived that first home buyers have a hard time entering the property market. This is due to a number of factors, namely:
  • They are generally earning less as they are young
  • Have fewer savings because they have little investments and no equity.

The Federal and State Governments constantly introduce incentives to help first home buyers but rising property prices detract them from owning a home sooner. It is important for first home buyers to research the home loan market and compare costs and features.

Compare variable rate home loans and fixed rate home loans at RateCity today to make sure you are getting the best deal.


The table below displays some of today's lowest 1 Year Fixed Home Loans avaliable at RateCity.

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About Mortgages Articles

RateCity provides mortgage news and features, including a range of weekly stories and economic updates. By checking our mortgage news and features daily, you can ensure that you receive up to date, expert commentary on current financial and economic issues. Before you search, compare or apply for the best mortgage for you, help yourself understand the market by reading mortgage news and features at RateCity.

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