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Jodie Humphries

Personal Finance Editor

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Jodie Humphries is an experienced Personal & Home Finances Editor with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight. As one of RateCity's chief contributors, Jodie spent her time working on ways to make personal finances within reach of everyone in Australia.

536 articles written by Jodie Humphries

Credit Score

Do phone plans affect your credit score?

How do phone plans and non-payment of phone bills affect your credit score? Learn more about situations to avoid so your phone plan can affect your credit score positively.

jodie-humphries

Jodie Humphries -

22 Dec, 2023 -

2 min read

Credit Score

What are the different types of credit scores?

When you apply for a loan or a credit card, the lender will check for your credit score. There are different kinds of credit reporting agencies, each with their own types of credit scores and systems of collating your financial data.

jodie-humphries

Jodie Humphries -

12 Nov, 2023 -

4 min read

Credit Score

Does having a credit card improve credit score?

Having a credit card is important for establishing and building a credit history. But you need to use this financial tool sensibly so that it doesn’t cause any negative impact on your credit score.

jodie-humphries

Jodie Humphries -

28 Oct, 2023 -

4 min read

Credit Score

Does closing accounts affect your credit score?

When closing credit accounts, check how it affects your credit score. It may not always affect your credit score, but you need to consider a few factors.

jodie-humphries

Jodie Humphries -

25 Oct, 2023 -

3 min read

Credit Score

What to do if your credit score dropped for no reason

If your credit score has dropped, consider finding out why. There may be a good explanation, but if it’s an error or fraud, you’ll need to get it fixed.

jodie-humphries

Jodie Humphries -

23 Oct, 2023 -

4 min read

Credit Score

How does mortgage affect credit score, and credit score affect mortgages?

When buying a home you may wonder how your mortgage affects your credit score. Check your credit report to know how a mortgage affects your credit score.

jodie-humphries

Jodie Humphries -

21 Oct, 2023 -

5 min read

Credit Score

How to cancel your credit card without hurting your score

Since your credit score is based on your current as well as past financial transactions, cancelling a credit card may impact your credit rating.

jodie-humphries

Jodie Humphries -

20 Oct, 2023 -

3 min read

Credit Score

What factors affect your credit score?

Learn how you can achieve and maintain a good credit score by paying attention to a few crucial factors.

jodie-humphries

Jodie Humphries -

08 Oct, 2023 -

4 min read

Credit Score

How can I get my free credit report?

Checking your credit report gives you insight into how lenders view you as a borrower. You can get a free credit report from any of the reporting agencies.

jodie-humphries

Jodie Humphries -

07 Oct, 2023 -

3 min read

Buy Now Pay Later

Bundll: What is it and how does it work?

Bundll is a buy now, pay later (BNPL) service that lets you shop for up to $1,000 at any retailer (whether online or in-store) that accepts Mastercard. However, unlike other BNPL services, bundll is designed to pay for your everyday purchases by clubbing your weekly spends into a single bundll that can be paid off in 14 days, without any interest.

jodie-humphries

Jodie Humphries -

29 Jun, 2023 -

6 min read