powering smart financial decisions

Jodie Humphries

Personal Finance Editor

An Editor for Personal & Home Finance working across the site, Jodie has worked for banks and comparison websites for a number of years, writing articles across Sharesight, Finder, and other places. Now, Jodie spends her time working on ways to make money make sense for everyone else.

329 articles written by Jodie Humphries

Home Loans

What you should know about borrowing money on your mortgage

If you’re looking to borrow additional money on your mortgage, you must consider a few things before applying for a top-up loan.

Home Loans

How do banks make money on mortgages?

Banks typically make money through the interest and fees they charge mortgage borrowers, which exceed the interest they pay on savings accounts.

Personal Loans

How does taking a personal loan affect your credit score?

Applying for a personal loan can affect your credit score, as can not repaying it as per the loan terms. Understand how a personal loan affects your credit score 

Home Loans

How to prepare for a house valuation

Home Loans

How to find a good lender for a mortgage?

Finding the right home loan provider can be as important as finding the right house. Here’s how to check if you’ve found a good mortgage lender.

Home Loans

$100k home loan cashback on offer thanks to Athena competition

Online lender, Athena, is offering new and existing customers the chance to win a history-making cashback offer of $100,000 towards their mortgage.

Car Loans

Are car loans secured or unsecured debt?

Looking at purchasing a car? You may need a car loan and be wondering, is my car loan secured or unsecured debt - read this to get your answer.

Home Loans

What are the pros and cons of a mortgage offset account?

Getting a home loan with the right features is one of the simplest ways to reduce your costs in the long term. A mortgage offset account is one feature that could make a huge difference, potentially saving you thousands of dollars per year, and may help you repay your mortgage sooner.

Car Loans

Should you consider paying cash for a car?

If you’re debating whether or not to buy a car using cash, here are a few factors you might want to consider to help you make your decision.

Personal Loans

Can I use a personal loan to buy a car?

If you’re getting a loan to purchase a new set of wheels, a car loan is not your only option. You can also use a personal loan to finance your purchase. So what’s the difference between the two, and why would you choose one over the other? Let’s find out.