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- Personal Loan Fixed Rate
Personal Loan Fixed Rate
- 1 to 5 years
- Unsecured
- Fixed Rate
- Instant approval
Interest rate p.a.
12.99%
Comparison rate* p.a.
13.54%
Personal Loan Fixed Rate
- 1 to 5 years
- Unsecured
- Fixed Rate
- Instant approval
Interest rate p.a.
12.99%
Comparison rate* p.a.
13.54%
Calculate your repayments for this loan
Your estimated repayment
$318
based on 14000 loan amount for 5 years at 12.99%
Pros and Cons
For Personal Loan Fixed Rate
Benefits
- Lower than average application fees
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
- Approval is instant
Drawbacks
- Service fee charged
- Monthly repayments only
HSBC Rate Personal Loan overview
For Personal Loan Fixed Rate
Details
Total repayments
$19,108
Interest rate type
Fixed
Borrowing range
$5k - $50k
Security type
Unsecured
Loan term
1 to 5 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Monthly
Target Market Determination
Visit HSBC Bank Australia Limited to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
Instant approval
Time to funding
N/A
Fees
Upfront fee
$150
Ongoing fee
$5 Monthly
Missed payment penalty
$0
Early exit penalty fee
$199
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Promoted personal loan products
Low Rate Personal Loan Unsecured (Excellent Credit)
Real Time Rating™
- 2024 Award Winner
- 1 to 7 years
- Unsecured
- Fixed Rate
Interest rate p.a.
6.57%
up to 8.48%
Comparison rate* p.a.
7.19%
up to 13.58%
Australian Credit Licence 488228
Fees & charges apply
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Real Time Rating™
- 2024 Award Winner
- 3 to 5 years
- Unsecured
- Fixed Rate
Interest rate p.a.
5.76%
up to 24.03%
Comparison rate* p.a.
6.55%
up to 24.99%
Australian Credit Licence 474726
Fees & charges apply
Unsecured Personal Loan (Excellent Credit)
Real Time Rating™
- 3 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
7.24%
up to 9.39%
Comparison rate* p.a.
7.24%
up to 10.31%
Australian Credit Licence 286596
Fees & charges apply
No Fee Personal Loan
Real Time Rating™
- 2024 Award Winner
- Special
- 1 to 7 years
- Unsecured
Interest rate p.a.
6.75%
up to 26.95%
Comparison rate* p.a.
6.75%
up to 26.95%
Australian Credit Licence 411227
Fees & charges apply
Product data updated on 27 Apr 2024