Important disclosure

Money Place Australia Pty Ltd

Unsecured Personal Loan (Very Good Credit)

Real Time Rating™

  • 3 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees
Interest Rate

9.79%

p.a

up to 11.99%

Comparison Rate*

From

10.72%

p.a

up to 13.23%

Real Time Rating™
Tags
  • 3 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees
Interest Rate

9.79%

p.a

up to 11.99%

Comparison Rate*

From

10.72%

p.a

up to 13.23%

Calculate your repayments for this loan

$

Your estimated repayment

$965

based on $30,000 loan amount for 3 years at 9.79%

Pros and cons

For Unsecured Personal Loan (Very Good Credit)

Benefits

  • Lower than average rate
  • No ongoing fees
  • Flexible repayment options
  • No security required
  • Can apply online
  • Use the loan for any worthwhile purpose
  • Fast time to funding

Drawbacks

  • Cannot apply in branch

Money Place Rate Personal loan overview

For Unsecured Personal Loan (Very Good Credit)

Details

Total repayments

Interest rate type

Fixed

Borrowing range

$5k - $80k

Security type

Unsecured

Loan term

3 to 7 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Monthly, Weekly, Fortnightly

Target Market Determination

Visit Money Place Australia Pty Ltd to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

24 hours

Fees

Upfront Fee

$null

of loan amountup to $950

Ongoing Fee

$0

Missed Payment Penalty

$10

Early Exit Penalty Fee

$0

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Debt Consolidation

Renovation

Holidays

Medical Bill

Shares

Student Loan

Wedding

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Unsecured Personal Loan (Excellent Credit) (Amount > $5000)

Real Time Rating™
  • 3 to 5 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

2024 Award Winner

Interest Rate

5.76%

p.a

up to 24.03%

Comparison Rate*

From

6.55%

p.a

up to 24.99%

Promoted

Secured

Low Rate Personal Loan Secured (Excellent Credit)

Real Time Rating™
  • 1 to 7 years
  • Secured
  • Fixed Rate
  • No ongoing fees
Interest Rate

6.57%

p.a

up to 8.48%

Comparison Rate*

From

7.19%

p.a

up to 13.58%

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No Fee Personal Loan

Real Time Rating™
  • 1 to 7 years
  • Unsecured
  • Fixed Rate

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Pay no fees over the lifetime of your loan with NOW Finance. T&C’s apply.
Interest Rate

6.75%

p.a

up to 26.95%

Comparison Rate*

From

6.75%

p.a

up to 26.95%

FAQs

How long are $3000 loans?

Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years.

Generally, the shorter a loan’s term, the more expensive your regular repayments may be, but the less total interest you’ll pay. Loans with longer terms mean more affordable repayments, but more interest charges over the full term.