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Cash on Hand LOC Unsecured

MyState

Borrowing Amount
Loan term
Advertised Rate10.24%variable
Comparison Rate11.35%
Monthly Repayment$971
Loan amount$5k to $30k
Pros
  • No early exit penalty
  • Can apply online
  • Can apply in branch
  • Only pay interest on outstanding balance
Cons
  • Monthly fee charged
  • Application fee charged

Suitable For

New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding

Loan Fees

Upfront Fee
Upfront Fee$95
Ongoing Fee
Ongoing Fee$24

annually

Early Exit Penalty Fee
Early Exit Penalty Fee$0
Missed Payment Penalty
Missed Payment Penalty$30
Redraw Activation Fee
Redraw Activation FeeN/A

Loan Profile

Repayment Type
Repayment TypeVariable
Loan Type
Loan TypeUnsecured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Available to 457 Visa Holders
Available to 457 Visa Holders
View Repayment Schedule

Features Flexibilities

Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
Other Benefits
Other Benefits
Other Restrictions
Other Restrictions
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