MyState Bank home loans

Promoted

Standard Variable

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Offset Account
Interest Rate

8.42%

p.a

Variable

Comparison Rate*

8.50%

p.a

Promoted

Basic Variable

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments
Interest Rate

6.19%

p.a

Variable

Comparison Rate*

6.22%

p.a

Promoted

Basic Variable

Real Time Rating™
Owner Occupied
30% min deposit
P&I
Extra repayments
Interest Rate

6.14%

p.a

Variable

Comparison Rate*

6.17%

p.a

Promoted

Basic Variable

Real Time Rating™
Owner Occupied
40% min deposit
P&I
Extra repayments
Interest Rate

6.14%

p.a

Variable

Comparison Rate*

6.17%

p.a

MyState Bank savings accounts

Promoted

Bonus Saver Account

Gold Award Winner 2023

Real Time Rating™
Bonus interest with conditions
App banking
Online banking
Linked account required

*Bonus interest is paid on balances up to $250k when a customer has made an eligible deposit of $20 into the Bonus Saver account in the calendar month and made 5 eligible Visa card purchases on the linked Everyday or Glide account in the calendar month

Maximum rate

5.00%*

p.a

Base rate

0.05%

p.a

Promoted

Special eSaver Account

Real Time Rating™
App banking
Online banking
Maximum rate

0.90%

p.a

Base rate

0.90%

p.a

Promoted

Access Assist Account

Real Time Rating™
App banking
Online banking
Maximum rate

0.65%

p.a

Base rate

0.65%

p.a

MyState Bank bank accounts

Promoted

Glide Account

Gold Award Winner 2023

Real Time Rating™
App banking
Online banking
Visa debit card

special

No monthly account keeping fees.
Account Keeping Fees
ATM Fee

$0

Using a major bank ATM in Australia

Debit Card Type

Visa

Maximum Interest rate

MyState Bank term deposits

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Online Term Deposit

Real Time Rating™
1 month
Automatic maturity rollover
Joint application available
Interest payment to other institution
Interest rate

0.50%

p.a

for 1 month

Min. deposit

$5,000

Next rate increased

2.50%

p.a

for 3 months

Max rate

4.75%

p.a

for 12 months

Promoted

Income Deposit

Real Time Rating™
12 months
Automatic maturity rollover
Joint application available
Interest payment to other institution
Interest rate

4.75%

p.a

for 12 months

Min. deposit

$5,000

Next rate increased
Max rate

4.75%

p.a

for 12 months

Promoted

Term Deposit

Real Time Rating™
1 month
Automatic maturity rollover
Joint application available
Interest payment to other institution
Interest rate

0.50%

p.a

for 1 month

Min. deposit

$5,000

Next rate increased

2.50%

p.a

for 3 months

Max rate

4.75%

p.a

for 12 months