Secured Car Loans

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Secured Car Loans

If you’ve decided a secure car loan is the best option for you then your next step is finding the best secured interest rates, fees and features. At Ratecity you can search, compare and apply for some of Australia’s best secured car loans, all in one place.

With a secured car loan you will be required to put forward an asset for security against the loan. This is usually the car you are purchasing. As this provides extra security for lenders they will usually pass on lower interest rates in comparison to unsecured car loans.

But you need to be aware with a secured loan that if you use your car as collateral to secure the loan, this can be repossessed if you default on your repayments.

There are a few determining factors that affect interest rates, one being the age of the car, so it’s important do your research and use the car loan repayment calculator so that you clearly understand your agreed interest rates, fees and features.

Drive your own bargain by carrying out a secured car loan comparison below.

Updating your preferences
We found 33 products that match your search

Show: 10 25 All Results

Company Product Advertised Rate Comparison Rate Application Fees Monthly Repayment Go To Site
Select up to 3 products to compare
360 Finance 360 Advantage Car Loan 6.23% Fixed 7.22% $399 $443.40 Go to Site
IMB Car Loan (New) 7.33% Fixed 7.58% $175 $241 Go to Site
NRMA Car Loans Secured Car Loan 7.25% Fixed 7.76% $357.90 $448.19 Go to Site
RACQ New Car Loan 7.25% Fixed 7.76% $357.90 $338.63 Go to Site
RACV Car Loan 7.25% Fixed 7.76% $357.90 $240.63 Go to Site
360 Finance 360 Options Car Loan 6.98% Fixed 7.97% $399 $451.32 Go to Site
bankmecu goGreen Car Loan Fixed =<7 yrs old 7.84% Fixed 8.05% $150 $606 Go to Site
IMB Personal Loan Secured 7.99% Fixed 8.24% $175 $244.09 Go to Site
bankmecu goGreen Car Loan Variable =<7Yrs 8.64% Variable 8.85% $150 $463.15 Go to Site
Suncorp Bank Secured Car Loans 8.35% Fixed 8.95% $175 $1,231.66 Go to Site
ANZ Online Secured Car Loan 8.69% Fixed 9.54% $350 $252.39 Go to Site
NRMA Car Loans Secured Personal Loan - Used Car 9.45% Fixed 9.97% $357.90 $629.33 Go to Site
RACV Secured Personal Loan 9.45% Fixed 9.97% $357.90 $251 Go to Site
RACQ Personal Loan (Secured) 9.95% Fixed 10.47% $357.90 $636.68 Go to Site
St.George Bank Secured Fixed Personal Loan 9.99% Fixed 10.88% $195 $646.27 Go to Site
Westpac Used Car Loan 9.99% Fixed 11.04% $250 $263.58 Go to Site
Westpac New Car Loan 9.99% Fixed 11.04% $250 $263.58 Go to Site
bankmecu Personal Loan 12.64% Variable 12.86% $150 $124.14 Go to Site
ME Bank Personal Loan Fxd 12.99% Fixed 13.21% $150 $268.23 Go to Site
GE Money Personal Loan 11.99% Fixed 13.22% $250 $276.29 Go to Site
Suncorp Bank Personal Loan-Unsecured 12.99% Fixed 13.58% $175 $516.83 Go to Site
nab Personal Ln Unsec Var 12.99% Variable 13.86% $150 $135.12 Go to Site
nab Personal Ln Unsec Fixed 12.99% Fixed 13.86% $150 $278.23 Go to Site
Aussie Unsecured Loan 12.99% Fixed 13.94% $199 $278.23 Go to Site
Aussie Secured Loan 12.99% Fixed 13.94% $199 $278.23 Go to Site

Showing 1 - 25 of 33 results

Show: 10 25 All Results

Data last updated July 25th, 2014

Monthly repayments are indicative and based on advertised rate, loan amount and selected payment frequency over nominated loan term. Rates shown are minimum available and may vary depending on your individual circumstances and loan amount.

The comparison rate is based on secured credit of $30,000 and a term of 5 years. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.

Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here.