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Secured Car Loans
If you’ve decided a secure car loan is the best option for you then your next step is finding the best secured interest rates, fees and features. At Ratecity you can search, compare and apply for some of Australia’s best secured car loans, all in one place.
With a secured car loan you will be required to put forward an asset for security against the loan. This is usually the car you are purchasing. As this provides extra security for lenders they will usually pass on lower interest rates in comparison to unsecured car loans.
But you need to be aware with a secured loan that if you use your car as collateral to secure the loan, this can be repossessed if you default on your repayments.
There are a few determining factors that affect interest rates, one being the age of the car, so it’s important do your research and use the car loan repayment calculator so that you clearly understand your agreed interest rates, fees and features.
Drive your own bargain by carrying out a secured car loan comparison below.