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Car Loans Leaderboard
Looking for the best-rated car loan offers on the market? Compare car loan ratings and see how we’ve ranked current Australian car loan products.
New car lender
The top-rated new car loans today. This only includes products new to the market within the past year. Assumes a secured $30,000 loan on a 60-month loan term.
Ranking | Product | Advertised Rate | Comparison Rate* | Company | Monthly repayment | Upfront Fee | Loan amount | Total repayments |
|---|---|---|---|---|---|---|---|---|
1 1 position down today | From 5.50% Fixed | 5.85% |  | $573 | $250 | $2k to $75k | $34,382 | |
2 1 position down today | From 5.19% Fixed | 6.02% |  | $569 | $655 | $5k to $50k | $34,125 |
Green car loans
The top-rated car loans today for those borrowing to buy a new eco-friendly vehicle. Assumes a secured $30,000 loan on a 60-month loan term.
Ranking | Product | Advertised Rate | Comparison Rate* | Company | Monthly repayment | Upfront Fee | Loan amount | Total repayments |
|---|---|---|---|---|---|---|---|---|
1 1 position down today | 3.97% Fixed | 4.51% |  | $552 | $400 | $5k to $100k | $33,125 | |
2 2 position up today | 4.74% Variable | 5.01% |  | $563 | $199 | From $5k | $33,754 | |
3 1 position down today | 5.29% Variable | 5.56% |  | $570 | $195 | From $10k | $34,208 | |
4 1 position down today | 5.45% Fixed | 5.45% |  | $572 | $150 | From $1k | $34,341 | |
5 5 position down today | 6.75% Variable | 6.79% |  | $591 | $0 | $1k to $50k | $35,430 |
Car loan broker of the year
Today’s top-rated car loans offered by brokers. Assumes a secured $20,000 loan on a 36-month loan term.
Ranking | Product | Advertised Rate | Comparison Rate* | Company | Monthly repayment | Upfront Fee | Loan amount | Total repayments |
|---|---|---|---|---|---|---|---|---|
1 1 position down today | From 4.45% Fixed | 4.93% |  | $559 | $350 | $10k to $150k | $33,517 | |
2 1 position up today | 4.05% Fixed | 5.63% |  | $553 | $700 | $10k to $250k | $33,190 | |
3 1 position down today | From 4.99% Fixed | 6.23% |  | $566 | $0 | $5k to $10m | $33,960 | |
4 1 position down today | From 4.99% Fixed | 6.04% |  | $566 | $399 | $7.5k to $100k | $33,960 |
Used car loans
The top-rated car loans today for those borrowing to buy a used vehicle two years and older. Assumes a secured $20,000 loan on a 36-month loan term.
Ranking | Product | Advertised Rate | Comparison Rate* | Company | Monthly repayment | Upfront Fee | Loan amount | Total repayments |
|---|---|---|---|---|---|---|---|---|
1 14 position up today | From 3.60% Variable | 4.51% |  | $547 | $100 | $4k to $80k | $32,826 | |
2 2 position down today | From 4.40% Variable | 4.88% |  | $558 | $350 | $5k to $150k | $33,476 | |
3 1 position down today | From 4.47% Fixed | 5.28% |  | $559 | $400 | $2k to $250k | $33,533 | |
4 1 position down today | 4.65% Fixed | 4.99% |  | $561 | $250 | $20k to $100k | $33,680 | |
5 1 position down today | 4.67% Fixed | 5.22% | | $562 | $400 | $5k to $100k | $33,697 |
New car loans
The top-rated car loans today for those borrowing to buy a new vehicle up to two years old. Assumes a secured $30,000 loan on a 60-month loan term.
Ranking | Product | Advertised Rate | Comparison Rate* | Company | Monthly repayment | Upfront Fee | Loan amount | Total repayments |
|---|---|---|---|---|---|---|---|---|
1 1 position up today | 2.99% Variable | 3.60% |  | $539 | $120 | $1k to $75k | $32,336 | |
2 1 position down today | From 3.60% Variable | 4.51% | | $547 | $100 | $4k to $80k | $32,826 | |
3 3 position down today | From 4.40% Variable | 4.88% | | $558 | $350 | $5k to $150k | $33,476 | |
4 1 position down today | From 4.47% Fixed | 5.28% | | $559 | $400 | $2k to $250k | $33,533 | |
5 1 position down today | 4.65% Fixed | 4.99% | | $561 | $250 | $20k to $100k | $33,680 |