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Car Loans Leaderboard

Looking for some of the top car loan offers on the market? Compare car loan ratings and see how we’ve ranked current Australian car loan products using Real-Time Ratings.

New car lender

The top-rated new car loans today. This only includes products new to the market within the past year. Assumes a secured $30,000 loan on a 60-month loan term.

Ranking
1
1 position up today
Product

Car Loan

Real Time Rating™

0.00

/ 5
Interest Rate

From

4.49

% p.a

Fixed

Comparison Rate*

5.31

% p.a

Company
Monthly repayment

$559

Upfront Fee

$605

Loan amount

$5k to $79k

Total repayments
Go to site
Ranking
2
1 position down today
Product

Car Loan

Real Time Rating™

0.00

/ 5
Interest Rate

From

5.35

% p.a

Fixed

Comparison Rate*

5.65

% p.a

Company
Monthly repayment

$571

Upfront Fee

$250

Loan amount

$2k to $75k

Total repayments
Go to site

Best Green car loans

The top-rated car loans today for those borrowing to buy a new eco-friendly vehicle. Assumes a secured $30,000 loan on a 60-month loan term.

Ranking
1
1 position down today
Product

Green Car Loan (Variable)

Real Time Rating™

0.00

/ 5
Interest Rate

3.14

% p.a

Variable

Comparison Rate*

3.68

% p.a

Company
Monthly repayment

$541

Upfront Fee

$400

Loan amount

$5k to $100k

Total repayments
Go to site

special

You could win a $1,000 fuel voucher ~ Ends in 7 months
Ranking
2
2 position down today
Product

Green Car Loan

Real Time Rating™

0.00

/ 5
Interest Rate

3.99

% p.a

Variable

Comparison Rate*

5.15

% p.a

Company
Monthly repayment

$552

Upfront Fee

$200

Loan amount

$10k to $100k

Total repayments
Go to site
Ranking
3
1 position down today
Product

Green Road Personal Loan

Real Time Rating™

0.00

/ 5
Interest Rate

4.74

% p.a

Variable

Comparison Rate*

5.01

% p.a

Company
Monthly repayment

$563

Upfront Fee

$199

Loan amount

From $5k

Total repayments
Go to site
Ranking
4
1 position down today
Product

Green Car Loan (Special)

Real Time Rating™

0.00

/ 5
Interest Rate

5.29

% p.a

Variable

Comparison Rate*

5.56

% p.a

Company
Monthly repayment

$570

Upfront Fee

$195

Loan amount

From $10k

Total repayments
Go to site

special

Car Loan Promotional Rate ~ Ends in about 1 month
Ranking
5
1 position down today
Product

Fixed Car Loan (with Low Emission Vehicle discount)

Real Time Rating™

0.00

/ 5
Interest Rate

5.45

% p.a

Fixed

Comparison Rate*

5.45

% p.a

Company
Monthly repayment

$572

Upfront Fee

$150

Loan amount

From $1k

Total repayments
Go to site

special

Offset your car’s carbon emissions for the life of the loan

Car loan broker of the year

Today’s top-rated car loans offered by brokers. Assumes a secured $20,000 loan on a 36-month loan term.

Ranking
1
1 position up today
Product

Car Loan

Real Time Rating™

0.00

/ 5
Interest Rate

From

3.51

% p.a

Fixed

Comparison Rate*

4.21

% p.a

Company
Monthly repayment

$546

Upfront Fee

$350

Loan amount

$2k to $2m

Total repayments
Go to site
Ranking
2
1 position up today
Product

Car Loan

Real Time Rating™

0.00

/ 5
Interest Rate

From

3.35

% p.a

Fixed

Comparison Rate*

4.95

% p.a

Company
Monthly repayment

$544

Upfront Fee

$350

Loan amount

$5k to $250k

Total repayments
Go to site
Ranking
3
1 position up today
Product

Car Loan

Real Time Rating™

0.00

/ 5
Interest Rate

From

4.40

% p.a

Variable

Comparison Rate*

4.88

% p.a

Company
Monthly repayment

$558

Upfront Fee

$350

Loan amount

$5k to $150k

Total repayments
Go to site
Ranking
4
2 position down today
Product

New Car Loan

Real Time Rating™

0.00

/ 5
Interest Rate

From

3.69

% p.a

Fixed

Comparison Rate*

4.40

% p.a

Company
Monthly repayment

$548

Upfront Fee

$525

Loan amount

$10k to $150k

Total repayments
Go to site
Ranking
5
3 position down today
Product

New Car Loan

Real Time Rating™

0.00

/ 5
Interest Rate

From

3.99

% p.a

Fixed

Comparison Rate*

5.40

% p.a

Company
Monthly repayment

$552

Upfront Fee

$482

Loan amount

$10k to $250k

Total repayments
Go to site

Best Used car loans

The top-rated car loans today for those borrowing to buy a used vehicle two years and older. Assumes a secured $20,000 loan on a 36-month loan term.

Ranking
1
1 position up today
Product

Used Car Loan (< 5 years, Dealer Only) (Variable)

Real Time Rating™

0.00

/ 5
Interest Rate

3.84

% p.a

Variable

Comparison Rate*

4.38

% p.a

Company
Monthly repayment

$550

Upfront Fee

$400

Loan amount

$5k to $100k

Total repayments
Go to site

special

You could win a $1,000 fuel voucher ~ Ends in 7 months
Ranking
2
1 position down today
Product

Low Rate Car Loan - Low Rate Car Loan

Real Time Rating™

0.00

/ 5

Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022

Interest Rate

3.99

% p.a

Variable

Comparison Rate*

4.25

% p.a

Company
Monthly repayment

$552

Upfront Fee

$0

Loan amount

From $20k

Total repayments
Go to site

Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022

Ranking
3
1 position down today
Product

Car Loan

Real Time Rating™

0.00

/ 5

Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022

Interest Rate

From

3.99

% p.a

Variable

Comparison Rate*

4.86

% p.a

Company
Monthly repayment

$552

Upfront Fee

$100

Loan amount

$4k to $80k

Total repayments
Go to site

Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022

Ranking
4
1 position down today
Product

Car Loan

Real Time Rating™

0.00

/ 5

Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022

Interest Rate

4.65

% p.a

Fixed

Comparison Rate*

4.99

% p.a

Company
Monthly repayment

$561

Upfront Fee

$250

Loan amount

$20k to $100k

Total repayments
Go to site

Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022

Ranking
5
1 position down today
Product

Low Rate Car Loan Special Offer

Real Time Rating™

0.00

/ 5

Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022

Interest Rate

4.69

% p.a

Fixed

Comparison Rate*

5.01

% p.a

Company
Monthly repayment

$562

Upfront Fee

$175

Loan amount

$10k to $125k

Total repayments
Go to site

Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022

Best New car loans

The top-rated car loans today for those borrowing to buy a new vehicle up to two years old. Assumes a secured $30,000 loan on a 60-month loan term.

Ranking
1
1 position up today
Product

New - Prime Special (Variable)

Real Time Rating™

0.00

/ 5
Interest Rate

3.24

% p.a

Variable

Comparison Rate*

3.78

% p.a

Company
Monthly repayment

$542

Upfront Fee

$400

Loan amount

$5k to $100k

Total repayments
Go to site

special

You could win a $1,000 fuel voucher ~ Ends in 7 months
Ranking
2
1 position down today
Product

Low Rate Car Loan - Low Rate Car Loan

Real Time Rating™

0.00

/ 5

Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022

Interest Rate

3.99

% p.a

Variable

Comparison Rate*

4.25

% p.a

Company
Monthly repayment

$552

Upfront Fee

$0

Loan amount

From $20k

Total repayments
Go to site

Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022

Ranking
3
1 position down today
Product

Car Loan

Real Time Rating™

0.00

/ 5

Winner of Best New Car Loans, RateCity Gold Awards 2022

Interest Rate

3.99

% p.a

Variable

Comparison Rate*

4.63

% p.a

Company
Monthly repayment

$552

Upfront Fee

$195

Loan amount

$1k to $100k

Total repayments
Go to site

Winner of Best New Car Loans, RateCity Gold Awards 2022

Ranking
4
1 position down today
Product

Car Loan

Real Time Rating™

0.00

/ 5

Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022

Interest Rate

From

3.99

% p.a

Variable

Comparison Rate*

4.86

% p.a

Company
Monthly repayment

$552

Upfront Fee

$100

Loan amount

$4k to $80k

Total repayments
Go to site

Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022

Ranking
5
1 position down today
Product

New Car Loan

Real Time Rating™

0.00

/ 5

Winner of Best New Car Loans, RateCity Gold Awards 2022

Interest Rate

4.59

% p.a

Fixed

Comparison Rate*

4.86

% p.a

Company
Monthly repayment

$561

Upfront Fee

$195

Loan amount

$10k to $150k

Total repayments
Go to site

Winner of Best New Car Loans, RateCity Gold Awards 2022

The 2022 Home Loan Award Winners