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Car Loans Leaderboard
Looking for some of the top car loan offers on the market? Compare car loan ratings and see how we’ve ranked current Australian car loan products using Real-Time Ratings.
New car lender
The top-rated new car loans today. This only includes products new to the market within the past year. Assumes a secured $30,000 loan on a 60-month loan term.
Ranking 1 1 position up today | Product Car Loan Real Time Rating™ | Interest Rate  From 4.49 % p.a Fixed | Comparison Rate* 5.31 % p.a | Company | Monthly repayment $559 | Upfront Fee $605 | Loan amount $5k to $79k | Total repayments $33,549 | Go to site | |
Ranking 2 1 position down today | Product Car Loan Real Time Rating™ | Interest Rate From 5.35 % p.a Fixed | Comparison Rate* 5.65 % p.a | Company | Monthly repayment $571 | Upfront Fee $250 | Loan amount $2k to $75k | Total repayments $34,258 | Go to site |
Best Green car loans
The top-rated car loans today for those borrowing to buy a new eco-friendly vehicle. Assumes a secured $30,000 loan on a 60-month loan term.
Ranking 1 1 position down today | Product Green Car Loan (Variable) Real Time Rating™ | Interest Rate 3.14 % p.a Variable | Comparison Rate* 3.68 % p.a | Company | Monthly repayment $541 | Upfront Fee $400 | Loan amount $5k to $100k | Total repayments $32,456 | Go to site | special You could win a $1,000 fuel voucher ~ Ends in 7 months |
Ranking 2 2 position down today | Product Green Car Loan Real Time Rating™ | Interest Rate 3.99 % p.a Variable | Comparison Rate* 5.15 % p.a | Company | Monthly repayment $552 | Upfront Fee $200 | Loan amount $10k to $100k | Total repayments $33,142 | Go to site | |
Ranking 3 1 position down today | Product Green Road Personal Loan Real Time Rating™ | Interest Rate 4.74 % p.a Variable | Comparison Rate* 5.01 % p.a | Company | Monthly repayment $563 | Upfront Fee $199 | Loan amount From $5k | Total repayments $33,754 | Go to site | |
Ranking 4 1 position down today | Product Green Car Loan (Special) Real Time Rating™ | Interest Rate 5.29 % p.a Variable | Comparison Rate* 5.56 % p.a | Company | Monthly repayment $570 | Upfront Fee $195 | Loan amount From $10k | Total repayments $34,208 | Go to site | special Car Loan Promotional Rate ~ Ends in about 1 month |
Ranking 5 1 position down today | Product Fixed Car Loan (with Low Emission Vehicle discount) Real Time Rating™ | Interest Rate 5.45 % p.a Fixed | Comparison Rate* 5.45 % p.a | Company | Monthly repayment $572 | Upfront Fee $150 | Loan amount From $1k | Total repayments $34,341 | Go to site | special Offset your car’s carbon emissions for the life of the loan |
Car loan broker of the year
Today’s top-rated car loans offered by brokers. Assumes a secured $20,000 loan on a 36-month loan term.
Ranking 1 1 position up today | Product Car Loan Real Time Rating™ | Interest Rate From 3.51 % p.a Fixed | Comparison Rate* 4.21 % p.a | Company | Monthly repayment $546 | Upfront Fee $350 | Loan amount $2k to $2m | Total repayments $32,753 | Go to site | |
Ranking 2 1 position up today | Product Car Loan Real Time Rating™ | Interest Rate From 3.35 % p.a Fixed | Comparison Rate* 4.95 % p.a | Company | Monthly repayment $544 | Upfront Fee $350 | Loan amount $5k to $250k | Total repayments $32,624 | Go to site | |
Ranking 3 1 position up today | Product Car Loan Real Time Rating™ | Interest Rate From 4.40 % p.a Variable | Comparison Rate* 4.88 % p.a | Company | Monthly repayment $558 | Upfront Fee $350 | Loan amount $5k to $150k | Total repayments $33,476 | Go to site | |
Ranking 4 2 position down today | Product New Car Loan Real Time Rating™ | Interest Rate From 3.69 % p.a Fixed | Comparison Rate* 4.40 % p.a | Company | Monthly repayment $548 | Upfront Fee $525 | Loan amount $10k to $150k | Total repayments $32,899 | Go to site | |
Ranking 5 3 position down today | Product New Car Loan Real Time Rating™ | Interest Rate From 3.99 % p.a Fixed | Comparison Rate* 5.40 % p.a | Company | Monthly repayment $552 | Upfront Fee $482 | Loan amount $10k to $250k | Total repayments $33,142 | Go to site |
Best Used car loans
The top-rated car loans today for those borrowing to buy a used vehicle two years and older. Assumes a secured $20,000 loan on a 36-month loan term.
Ranking 1 1 position up today | Product Used Car Loan (< 5 years, Dealer Only) (Variable) Real Time Rating™ | Interest Rate 3.84 % p.a Variable | Comparison Rate* 4.38 % p.a | Company | Monthly repayment $550 | Upfront Fee $400 | Loan amount $5k to $100k | Total repayments $33,020 | Go to site | special You could win a $1,000 fuel voucher ~ Ends in 7 months |
Ranking 2 1 position down today | Product Low Rate Car Loan - Low Rate Car Loan Real Time Rating™ Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022 | Interest Rate 3.99 % p.a Variable | Comparison Rate* 4.25 % p.a | Company | Monthly repayment $552 | Upfront Fee $0 | Loan amount From $20k | Total repayments $33,142 | Go to site | Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022 |
Ranking 3 1 position down today | Product Car Loan Real Time Rating™ Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022 | Interest Rate From 3.99 % p.a Variable | Comparison Rate* 4.86 % p.a | Company | Monthly repayment $552 | Upfront Fee $100 | Loan amount $4k to $80k | Total repayments $33,142 | Go to site | Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022 |
Ranking 4 1 position down today | Product Car Loan Real Time Rating™ Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022 | Interest Rate 4.65 % p.a Fixed | Comparison Rate* 4.99 % p.a | Company | Monthly repayment $561 | Upfront Fee $250 | Loan amount $20k to $100k | Total repayments $33,680 | Go to site | Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022 |
Ranking 5 1 position down today | Product Low Rate Car Loan Special Offer Real Time Rating™ Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022 | Interest Rate 4.69 % p.a Fixed | Comparison Rate* 5.01 % p.a | Company | Monthly repayment $562 | Upfront Fee $175 | Loan amount $10k to $125k | Total repayments $33,713 | Go to site | Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022 |
Best New car loans
The top-rated car loans today for those borrowing to buy a new vehicle up to two years old. Assumes a secured $30,000 loan on a 60-month loan term.
Ranking 1 1 position up today | Product New - Prime Special (Variable) Real Time Rating™ | Interest Rate 3.24 % p.a Variable | Comparison Rate* 3.78 % p.a | Company | Monthly repayment $542 | Upfront Fee $400 | Loan amount $5k to $100k | Total repayments $32,536 | Go to site | special You could win a $1,000 fuel voucher ~ Ends in 7 months |
Ranking 2 1 position down today | Product Low Rate Car Loan - Low Rate Car Loan Real Time Rating™ Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022 | Interest Rate 3.99 % p.a Variable | Comparison Rate* 4.25 % p.a | Company | Monthly repayment $552 | Upfront Fee $0 | Loan amount From $20k | Total repayments $33,142 | Go to site | Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022 |
Ranking 3 1 position down today | Product Car Loan Real Time Rating™ Winner of Best New Car Loans, RateCity Gold Awards 2022 | Interest Rate 3.99 % p.a Variable | Comparison Rate* 4.63 % p.a | Company | Monthly repayment $552 | Upfront Fee $195 | Loan amount $1k to $100k | Total repayments $33,142 | Go to site | Winner of Best New Car Loans, RateCity Gold Awards 2022 |
Ranking 4 1 position down today | Product Car Loan Real Time Rating™ Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022 | Interest Rate From 3.99 % p.a Variable | Comparison Rate* 4.86 % p.a | Company | Monthly repayment $552 | Upfront Fee $100 | Loan amount $4k to $80k | Total repayments $33,142 | Go to site | Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2022 |
Ranking 5 1 position down today | Product New Car Loan Real Time Rating™ Winner of Best New Car Loans, RateCity Gold Awards 2022 | Interest Rate 4.59 % p.a Fixed | Comparison Rate* 4.86 % p.a | Company | Monthly repayment $561 | Upfront Fee $195 | Loan amount $10k to $150k | Total repayments $33,631 | Go to site | Winner of Best New Car Loans, RateCity Gold Awards 2022 |