Car Loans Leaderboard

Looking for some of the top car loan offers on the market? Compare car loan ratings and see how we’ve ranked current Australian car loan products using Real-Time Ratings.

New car lender

The top-rated new car loans today. This only includes products new to the market within the past year. Assumes a secured $30,000 loan on a 60-month loan term.

Compare
Australian Credit Licence 488228
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
1
1 position up today

6.57%

p.a

Fixed

7.19%

p.a

Fixed

$588

$250

$2k to $75k

More details
Australian Credit Licence 488228
Compare
Car Loan
Australian Credit Licence 458572
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
2
2 position down today

9.59%

p.a

Fixed

From

10.62%

p.a

Fixed up to 16.52%

$631

$605

$10k to $99k

Australian Credit Licence 458572

Best Green car loans

The top-rated car loans today for those borrowing to buy a new eco-friendly vehicle. Assumes a secured $30,000 loan on a 60-month loan term.

Compare
Green Car Loan
Australian Credit Licence 244533
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
1
1 position up today

5.99%

p.a

Variable

6.28%

p.a

Variable

$580

$150

$1k to $150k

Australian Credit Licence 244533
Compare
Green Car Loan - Green Car Loan
Australian Credit Licence 238317
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
2
4 position up today

From

5.99%

p.a

Fixed

From

6.36%

p.a

Fixed up to 14.69%

$580

$265

$3k to $100k

Australian Credit Licence 238317
Compare
Green Car Loan
Australian Credit Licence 244310
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
3
1 position down today

5.69%

p.a

Fixed

6.04%

p.a

Fixed

$576

$250

up to $250

$20k to $120k

Australian Credit Licence 244310
Compare
New Green Car Loan Fixed

Winner of Best Green Car Loans, RateCity Gold Awards 2023

Australian Credit Licence 240573
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
4
1 position down today

5.39%

p.a

Fixed

5.60%

p.a

Fixed

$572

$150

up to $150

From $5k

Australian Credit Licence 240573
Compare
Green Loan
Australian Credit Licence 231204
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
5
1 position down today

5.54%

p.a

Variable

6.66%

p.a

Variable

$574

$295

From $10k

Australian Credit Licence 231204

Car loan broker of the year

Today’s top-rated car loans offered by brokers. Assumes a secured $20,000 loan on a 36-month loan term.

Compare
Car Loan (Excellent Credit)
Australian Credit Licence 393845
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
1
1 position up today

From

6.50%

p.a

Fixed

From

7.74%

p.a

Fixed up to 28.61%

$587

$350

$2k to $2m

Australian Credit Licence 393845
Compare
Australian Credit Licence 364340
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
2
2 position up today

From

6.52%

p.a

Fixed

From

6.95%

p.a

Fixed up to 23%

$587

$350

$10k to $250k

More details
Australian Credit Licence 364340
Compare
New Car Loan
Australian Credit Licence 511803
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
3
1 position down today

From

6.29%

p.a

Fixed

6.98%

p.a

Fixed

$584

$500

$10k to $300k

Australian Credit Licence 511803
Compare
Car Loan
Australian Credit Licence 478874
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
4
1 position down today

6.99%

p.a

Fixed

10.97%

p.a

Fixed

$594

$350

$5k to $250k

Australian Credit Licence 478874

Best Used car loans

The top-rated car loans today for those borrowing to buy a used vehicle two years and older. Assumes a secured $20,000 loan on a 36-month loan term.

Compare
Fixed Vehicle Loan - Fixed Vehicle Loan (5 years)
Australian Credit Licence 240712
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
1
1 position up today

5.79%

p.a

Fixed

5.79%

p.a

Fixed

$577

$0

$1k to $150k

Australian Credit Licence 240712
Compare
Car Loan (Car 1-5 Years)
Australian Credit Licence 238293
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
2
1 position up today

5.99%

p.a

Variable

6.20%

p.a

Variable

$580

$149

$3k to $75k

Australian Credit Licence 238293
Compare
Chief Car Loan
Australian Credit Licence 237515
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
3
1 position up today

5.99%

p.a

Fixed

From

6.33%

p.a

Fixed up to 6.34%

$580

$250

From $20k

Australian Credit Licence 237515
Compare
Low Rate Car Loan Excellent Credit
Australian Credit Licence 474726
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
4
1 position up today

From

5.66%

p.a

Fixed

From

6.45%

p.a

Fixed up to 21%

$575

$575

$5k to $70k

Australian Credit Licence 474726
Compare
Better Car Loan Fixed
Australian Credit Licence 238991
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
5
4 position down today

6.24%

p.a

Fixed

6.65%

p.a

Fixed

$583

$295

From $20k

Australian Credit Licence 238991

Best New car loans

The top-rated car loans today for those borrowing to buy a new vehicle up to two years old. Assumes a secured $30,000 loan on a 60-month loan term.

Compare
New Car Loan Fixed
Australian Credit Licence 240573
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
1
3 position up today

5.99%

p.a

Fixed

6.20%

p.a

Fixed

$580

$150

From $5k

Australian Credit Licence 240573
Compare
New Car Loan
Australian Credit Licence 237476
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
2
3 position up today

5.99%

p.a

Fixed

6.37%

p.a

Fixed

$580

$275

$5k to $100k

Australian Credit Licence 237476
Compare
Fixed Vehicle Loan - Fixed Vehicle Loan (5 years)
Australian Credit Licence 240712
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
3
1 position up today

5.79%

p.a

Fixed

5.79%

p.a

Fixed

$577

$0

$1k to $150k

Australian Credit Licence 240712
Compare
New Car Loan

Winner of Best New Car Loans, RateCity Gold Awards 2023

Australian Credit Licence 239933
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
4
1 position up today

6.19%

p.a

Variable

6.56%

p.a

Variable

$583

$250

$1k to $100k

Australian Credit Licence 239933
Compare
Chief Car Loan
Australian Credit Licence 237515
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
5
1 position down today

5.99%

p.a

Fixed

From

6.33%

p.a

Fixed up to 6.34%

$580

$250

From $20k

Australian Credit Licence 237515

Checkout more car loans

Promoted

New Car Loan

Real Time Rating™
$2k to $75k
1 to 7 years
Fixed Rate
Secured
Interest Rate

6.57%

p.a

Fixed

Comparison Rate*

7.19%

p.a

Fixed

Promoted

Used Car Loan | No vehicle age limit

Real Time Rating™
$2k to $75k
1 to 7 years
Fixed Rate
Secured
Interest Rate

6.57%

p.a

Fixed

Comparison Rate*

7.19%

p.a

Fixed

Promoted

No Fee Secured Loan

Real Time Rating™
$15k to $100k
1.5 to 7 years
New or used car
Fixed Rate

special

Pay no fees over the lifetime of your loan with NOW Finance. T&C’s apply.
Interest Rate

From

6.75%

p.a

Fixed

Comparison Rate*

From

6.75%

p.a

Fixed up to 21.65%

Promoted

New Car Loan

$10k to $250k
1 to 7 years
Fixed Rate
Secured
Interest Rate

From

6.52%

p.a

Fixed

Comparison Rate*

From

6.95%

p.a

Fixed up to 23%