Car Loans Leaderboard

Looking for some of the top car loan offers on the market? Compare car loan ratings and see how we’ve ranked current Australian car loan products using Real-Time Ratings.

New car lender

The top-rated new car loans today. This only includes products new to the market within the past year. Assumes a secured $30,000 loan on a 60-month loan term.

Ranking
1
1 position up today
Product
Advertised Rate

From

5.19%

Fixed

Comparison Rate*

5.46%

Company
Wisr
Monthly repayment

$569

Upfront Fee

$195

Loan amount

$5k to $63k

Total repayments
Ranking
2
1 position down today
Product
Advertised Rate

From

5.50%

Fixed

Comparison Rate*

5.85%

Company
OurMoneyMarket
Monthly repayment

$573

Upfront Fee

$250

Loan amount

$2k to $75k

Total repayments

Best Green car loans

The top-rated car loans today for those borrowing to buy a new eco-friendly vehicle. Assumes a secured $30,000 loan on a 60-month loan term.

Ranking
1
1 position down today
Advertised Rate

3.97%

Fixed

Comparison Rate*

4.51%

Company
loans.com.au
Monthly repayment

$552

Upfront Fee

$400

Loan amount

$5k to $100k

Total repayments
Ranking
2
1 position up today
Advertised Rate

4.74%

Variable

Comparison Rate*

5.01%

Company
Transport Mutual Credit Union
Monthly repayment

$563

Upfront Fee

$199

Loan amount

From $5k

Total repayments
Ranking
3
1 position down today
Advertised Rate

5.29%

Variable

Comparison Rate*

5.56%

Company
Bank First
Monthly repayment

$570

Upfront Fee

$195

Loan amount

From $10k

Total repayments
Ranking
4
1 position down today
Advertised Rate

5.45%

Fixed

Comparison Rate*

5.45%

Company
Bank Australia
Monthly repayment

$572

Upfront Fee

$150

Loan amount

From $1k

Total repayments
Ranking
5
5 position down today
Advertised Rate

6.75%

Variable

Comparison Rate*

6.79%

Company
Laboratories Credit Union
Monthly repayment

$591

Upfront Fee

$0

Loan amount

$1k to $50k

Total repayments

Car loan broker of the year

Today’s top-rated car loans offered by brokers. Assumes a secured $20,000 loan on a 36-month loan term.

Ranking
1
1 position up today
Product
Advertised Rate

From

3.94%

Fixed

Comparison Rate*

5.05%

Company
Driva
Monthly repayment

$552

Upfront Fee

$400

Loan amount

$2k to $250k

Total repayments
Ranking
2
1 position down today
Product
Advertised Rate

From

4.40%

Variable

Comparison Rate*

4.88%

Company
ebroker.com.au
Monthly repayment

$558

Upfront Fee

$350

Loan amount

$5k to $150k

Total repayments
Ranking
3
1 position up today
Product
Advertised Rate

From

3.85%

Fixed

Comparison Rate*

4.91%

Company
Credit Concierge
Monthly repayment

$550

Upfront Fee

$350

Loan amount

$10k to $150k

Total repayments
Ranking
4
1 position up today
Product
Advertised Rate

From

4.05%

Fixed

Comparison Rate*

5.63%

Company
Stratton
Monthly repayment

$553

Upfront Fee

$700

Loan amount

$10k to $250k

Total repayments
Ranking
5
1 position up today
Advertised Rate

From

4.99%

Fixed

Comparison Rate*

6.23%

Company
360 Finance
Monthly repayment

$566

Upfront Fee

$0

Loan amount

From $5k

Total repayments

Best Used car loans

The top-rated car loans today for those borrowing to buy a used vehicle two years and older. Assumes a secured $20,000 loan on a 36-month loan term.

Ranking
1
1 position up today
Advertised Rate

4.65%

Fixed

Comparison Rate*

4.99%

Company
People's Choice Credit Union
Monthly repayment

$561

Upfront Fee

$250

Loan amount

$20k to $100k

Total repayments
Ranking
2
2 position up today
Product
Advertised Rate

From

3.99%

Variable

Comparison Rate*

4.90%

Company
Australian Military Bank
Monthly repayment

$552

Upfront Fee

$100

Loan amount

$4k to $80k

Total repayments
Ranking
3
1 position down today
Advertised Rate

4.69%

Fixed

Comparison Rate*

4.96%

Company
Police Credit Union
Monthly repayment

$562

Upfront Fee

$0

Loan amount

From $20k

Total repayments
Ranking
4
1 position down today
Advertised Rate

4.67%

Fixed

Comparison Rate*

5.22%

Company
loans.com.au
Monthly repayment

$562

Upfront Fee

$400

Loan amount

$5k to $100k

Total repayments
Ranking
5
5 position down today
Product
Advertised Rate

From

3.95%

Fixed

Comparison Rate*

5.39%

Company
Car Clarity
Monthly repayment

$552

Upfront Fee

$350

Loan amount

$5k to $150k

Total repayments

Best New car loans

The top-rated car loans today for those borrowing to buy a new vehicle up to two years old. Assumes a secured $30,000 loan on a 60-month loan term.

Ranking
1
1 position up today
Product
Advertised Rate

From

3.99%

Variable

Comparison Rate*

4.90%

Company
Australian Military Bank
Monthly repayment

$552

Upfront Fee

$100

Loan amount

$4k to $80k

Total repayments
Ranking
2
2 position down today
Product
Advertised Rate

From

3.95%

Fixed

Comparison Rate*

5.39%

Company
Car Clarity
Monthly repayment

$552

Upfront Fee

$350

Loan amount

$5k to $150k

Total repayments
Ranking
3
1 position down today
Advertised Rate

4.59%

Fixed

Comparison Rate*

4.86%

Company
MOVE Bank
Monthly repayment

$561

Upfront Fee

$195

Loan amount

$10k to $150k

Total repayments
Ranking
4
1 position down today
Advertised Rate

4.65%

Fixed

Comparison Rate*

4.99%

Company
People's Choice Credit Union
Monthly repayment

$561

Upfront Fee

$250

Loan amount

$20k to $100k

Total repayments
Ranking
5
1 position down today
Advertised Rate

4.69%

Fixed

Comparison Rate*

4.96%

Company
Police Credit Union
Monthly repayment

$562

Upfront Fee

$0

Loan amount

From $20k

Total repayments

The 2021 Home Loan Award Winners