Car Loans Leaderboard
Looking for some of the top car loan offers on the market? Compare car loan ratings and see how we’ve ranked current Australian car loan products using Real-Time Ratings.
New car lender
The top-rated new car loans today. This only includes products new to the market within the past year. Assumes a secured $30,000 loan on a 60-month loan term.
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
Car Loan
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
9.59%
p.a
Fixed
From
10.62%
p.a
Fixed up to 16.52%
$631
$605
$10k to $99k
$37,883
Best Green car loans
The top-rated car loans today for those borrowing to buy a new eco-friendly vehicle. Assumes a secured $30,000 loan on a 60-month loan term.
Green Car Loan
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
5.99%
p.a
Variable
6.28%
p.a
Variable
$580
$150
$1k to $150k
$34,791
Green Car Loan - Green Car Loan
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
From
5.99%
p.a
Fixed
From
6.36%
p.a
Fixed up to 14.69%
$580
$265
$3k to $100k
$34,791
Green Car Loan
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
5.69%
p.a
Fixed
6.04%
p.a
Fixed
$576
$250
up to $250
$20k to $120k
$34,540
New Green Car Loan Fixed
Winner of Best Green Car Loans, RateCity Gold Awards 2023
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
5.39%
p.a
Fixed
5.60%
p.a
Fixed
$572
$150
up to $150
From $5k
$34,291
Green Loan
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
5.54%
p.a
Variable
6.66%
p.a
Variable
$574
$295
From $10k
$34,415
Car loan broker of the year
Today’s top-rated car loans offered by brokers. Assumes a secured $20,000 loan on a 36-month loan term.
Car Loan (Excellent Credit)
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
From
6.50%
p.a
Fixed
From
7.74%
p.a
Fixed up to 28.61%
$587
$350
$2k to $2m
$35,219
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
From
6.52%
p.a
Fixed
From
6.95%
p.a
Fixed up to 23%
$587
$350
$10k to $250k
$35,236
New Car Loan
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
From
6.29%
p.a
Fixed
6.98%
p.a
Fixed
$584
$500
$10k to $300k
$35,042
Car Loan
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
6.99%
p.a
Fixed
10.97%
p.a
Fixed
$594
$350
$5k to $250k
$35,634
Best Used car loans
The top-rated car loans today for those borrowing to buy a used vehicle two years and older. Assumes a secured $20,000 loan on a 36-month loan term.
Fixed Vehicle Loan - Fixed Vehicle Loan (5 years)
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
Car Loan (Car 1-5 Years)
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
5.99%
p.a
Variable
6.20%
p.a
Variable
$580
$149
$3k to $75k
$34,791
Chief Car Loan
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
5.99%
p.a
Fixed
From
6.33%
p.a
Fixed up to 6.34%
$580
$250
From $20k
$34,791
Low Rate Car Loan Excellent Credit
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
From
5.66%
p.a
Fixed
From
6.45%
p.a
Fixed up to 21%
$575
$575
$5k to $70k
$34,515
Better Car Loan Fixed
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
Best New car loans
The top-rated car loans today for those borrowing to buy a new vehicle up to two years old. Assumes a secured $30,000 loan on a 60-month loan term.
New Car Loan Fixed
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
New Car Loan
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
Fixed Vehicle Loan - Fixed Vehicle Loan (5 years)
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
New Car Loan
Winner of Best New Car Loans, RateCity Gold Awards 2023
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
6.19%
p.a
Variable
6.56%
p.a
Variable
$583
$250
$1k to $100k
$34,958
Chief Car Loan
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
Upfront Fee
Loan amount
Total repayments
5.99%
p.a
Fixed
From
6.33%
p.a
Fixed up to 6.34%
$580
$250
From $20k
$34,791
Checkout more car loans
Promoted
New Car Loan
6.57%
p.a
Fixed
7.19%
p.a
Fixed
Promoted
Used Car Loan | No vehicle age limit
6.57%
p.a
Fixed
7.19%
p.a
Fixed
Promoted
No Fee Secured Loan
special
Pay no fees over the lifetime of your loan with NOW Finance. T&C’s apply.From
6.75%
p.a
Fixed
From
6.75%
p.a
Fixed up to 21.65%
Promoted
New Car Loan
From
6.52%
p.a
Fixed
From
6.95%
p.a
Fixed up to 23%