Car Loans Leaderboard
Looking for the best-rated car loan offers on the market? Compare car loan ratings and see how we’ve ranked current Australian car loan products.
Car Loans leaderboards
New car lender
The top-rated new car loans today. This only includes products new to the market within the past year. Assumes a secured $30,000 loan on a 60-month loan term.
Ranking | Product | Advertised Rate | Company | Comparison Rate* | Monthly repayment | Upfront Fee | Loan amount | Total repayments |
|---|---|---|---|---|---|---|---|---|
1 1 position down today | From 5.19% Fixed |  Car Loan | 6.02% | $569 | $655 | $5k to $50k | $34,125 | |
2 1 position down today | 5.50% Fixed |  Car Loan | 5.85% | $573 | $250 | $2k to $75k | $34,382 |
Green car loans
The top-rated car loans today for those borrowing to buy a new eco-friendly vehicle. Assumes a secured $30,000 loan on a 60-month loan term.
Ranking | Product | Advertised Rate | Company | Comparison Rate* | Monthly repayment | Upfront Fee | Loan amount | Total repayments |
|---|---|---|---|---|---|---|---|---|
1 1 position down today | 3.97% Fixed |  Green Car Loan | 4.51% | $552 | $400 | $5k to $100k | $33,125 | |
2 1 position down today | 5.29% Variable |  Discounted Green Car Loan | 5.56% | $570 | $195 | From $10k | $34,208 | |
3 3 position down today | 4.99% Variable |  Green Road Personal Loan | 5.26% | $566 | $199 | From $5k | $33,960 | |
4 1 position down today | 5.45% Fixed |  Fixed Car Loan (with Low Emission Vehicle discount) | 5.45% | $572 | $150 | From $1k | $34,341 | |
5 1 position down today | 6.79% Fixed |  Secured Eco Personal Loan Fixed | 7.36% | $591 | $150 | $0 to $75k | $35,464 |
Car loan broker of the year
Today’s top-rated car loans offered by brokers. Assumes a secured $20,000 loan on a 36-month loan term.
Ranking | Product | Advertised Rate | Company | Comparison Rate* | Monthly repayment | Upfront Fee | Loan amount | Total repayments |
|---|---|---|---|---|---|---|---|---|
1 1 position down today | 4.45% Fixed |  Car Loan | 4.93% | $559 | $350 | $10k to $150k | $33,517 | |
2 2 position up today | From 4.99% Fixed |  Secured Car Loan | 6.23% | $566 | $0 | $5k to $10m | $33,960 | |
3 1 position down today | 3.85% Fixed |  Car Loan | 5.43% | $550 | $700 | $10k to $250k | $33,028 | |
4 1 position down today | From 4.99% Fixed |  PrimeEdge New Car Loan | 6.04% | $566 | $399 | $7.5k to $100k | $33,960 |
Used car loans
The top-rated car loans today for those borrowing to buy a used vehicle two years and older. Assumes a secured $20,000 loan on a 36-month loan term.
Ranking | Product | Advertised Rate | Company | Comparison Rate* | Monthly repayment | Upfront Fee | Loan amount | Total repayments |
|---|---|---|---|---|---|---|---|---|
1 1 position up today | 5.64% Fixed |  Discounted Personal Loan (Car Loan) | 5.99% | $575 | $250 | $20k to $100k | $34,499 | |
2 1 position down today | 5.64% Fixed |  Secured Fixed Personal Loan (Used Asset) | 5.92% | $575 | $200 | $10k to $50k | $34,499 | |
3 3 position down today | From 5.19% Fixed | Car Loan | 6.02% | $569 | $655 | $5k to $50k | $34,125 | |
4 1 position down today | 5.50% Fixed | Car Loan | 5.85% | $573 | $250 | $2k to $75k | $34,382 | |
5 1 position down today | 5.80% Variable |  Car Loan - New Car Loan Special (Upto 5 Years Old) | 5.80% | $577 | $0 | $1k to $50k | $34,632 |
New car loans
The top-rated car loans today for those borrowing to buy a new vehicle up to two years old. Assumes a secured $30,000 loan on a 60-month loan term.
Ranking | Product | Advertised Rate | Company | Comparison Rate* | Monthly repayment | Upfront Fee | Loan amount | Total repayments |
|---|---|---|---|---|---|---|---|---|
1 2 position up today | 4.89% Fixed |  New Car Loan Fixed | 5.16% | $565 | $195 | $10k to $150k | $33,878 | |
2 1 position up today | 4.67% Fixed | Used Car Loan (up to 4 years) | 5.22% | $562 | $400 | $5k to $100k | $33,697 | |
3 1 position down today | 4.99% Variable | New Car Loan | 5.26% | $566 | $0 | From $5k | $33,960 | |
4 4 position down today | 5.39% Variable |  New Car Loan - (< 3 years old) | 5.39% | $572 | $0 | From $15k | $34,291 | |
5 5 position down today | 4.99% Variable |  New Car Loan (Packaged with Advantage Home Loan Special) | 6.28% | $566 | $400 | $5k to $50k | $33,960 |