Gold Credit Cards
- Need some help?
- Check out our Credit Cards Guide
If you’re looking for a shiny, gold credit card then start searching, comparing and applying at RateCity. Undoubtedly you will want to lock in the best low interest rate you can find, while gaining the gold rewards, so start digging through some of Australia’s best gold credit cards here.
Despite the flashy gold title, there isn’t much difference between a gold credit card and a standard credit card. The difference will be largely reflected in an increased credit limit and the rewards program. A gold card is a viable option for those who frequently use their credit cards.
The gold credit card reward programs differ from card to card but typically they offer perks such as travel insurance, frequent flyer points, store vouchers, entertainment and shopping, whenever you use your card.
While the rewards definitely add value, you need to weigh up how often you will use the credit card and rewards, as gold cards generally charge higher interest rates and fees than a standard credit card.
If you do struggle to pay off your standard credit card on time then you need to consider whether the interest rate charges you will incur on your gold card will wipe out the benefits of the gold credit card rewards.
Go in search of gold today but comparing some of Australia’s best gold credit cards below.
Show: All 5 Results