Gold Credit Cards

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If you’re looking for a shiny, gold credit card then start searching, comparing and applying at RateCity. Undoubtedly you will want to lock in the best low interest rate you can find, while gaining the gold rewards, so start digging through some of Australia’s best gold credit cards here.

Despite the flashy gold title, there isn’t much difference between a gold credit card and a standard credit card. The difference will be largely reflected in an increased credit limit and the rewards program. A gold card is a viable option for those who frequently use their credit cards.

The gold credit card reward programs differ from card to card but typically they offer perks such as travel insurance, frequent flyer points, store vouchers, entertainment and shopping, whenever you use your card.

While the rewards definitely add value, you need to weigh up how often you will use the credit card and rewards, as gold cards generally charge higher interest rates and fees than a standard credit card.

If you do struggle to pay off your standard credit card on time then you need to consider whether the interest rate charges you will incur on your gold card will wipe out the benefits of the gold credit card rewards.

Go in search of gold today but comparing some of Australia’s best gold credit cards below.

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We've found 9 products that match your search

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Company Product Card Type Interest Rate Annual Fee Interest Free Days Go To Site
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Commonwealth Bank Low Rate Gold MasterCard mastercard 12.99% Ongoing $120 Up to 55 Go to Site
BankSA Gold Low Rate Visa visa 15.99% Ongoing $79 Up to 55 Go to Site
St.George Bank Gold Low Rate Visa visa 15.99% Ongoing $79 Up to 55 Go to Site
Bank of Melbourne Gold Low Rate Visa visa 15.99% Ongoing $79 Up to 55 Go to Site
Commonwealth Bank Low Fee Gold MasterCard mastercard 19.74% Ongoing $90 Up to 55 Go to Site
Commonwealth Bank Gold Awards mastercard 20.24% Ongoing $144 Up to 55 Go to Site
Suncorp Bank Gold Card visa 20.5% Ongoing $120 Up to 55 Go to Site
American Express Velocity Gold Card american_express 20.74% Ongoing $199 Up to 44 Go to Site
American Express Qantas Premium Card american_express 20.74% Ongoing $249 Up to 44 Go to Site

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Data last updated April 21st, 2014

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Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here.