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Heritage Bank

Heritage Bank has been operating since 1875 and has grown to become Australia’s largest customer-owned mutual bank. What started out as the Toowoomba Permanent Building Society merged with Darling Downs Building Society to officially become the Heritage Bank. Over the years, Heritage Bank has expanded its range of financial products and services like home loans, credit cards, savings accounts and financial planning. Community is at the core of The Heritage Bank and this is further reflected in its philosophy of Putting People First.

Heritage Bank Home Loan Calculator  
Interested in a Heritage Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Heritage Bank compares to its competitors. Simply plug in your borrowing amount below.

Pros:
  • Variety of home loan products to choose from.
  • Package deals available to bundle this loan with other accounts.
  • Discounted rates available on some loan products.
  • Flexible loan features.
Cons:
  • Some products have moderate to high loan fees.
  • Some loans have moderate to high interest rates.
Heritage Bank customer service:

Heritage Bank has a network of over 60 branches spread across Brisbane, Sunshine Coast and Wide Bay Burnett areas. Home loan customers can contact Heritage Bank by calling the contact centre from Monday through to Saturday or can email the bank directly. Certain Heritage Bank loans give borrowers access to a dedicated lending specialist.

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch
  • Mobile banking staff

Heritage Bank Home Loan Calculator

Mortgage Balance

Monthly Repayment

Interest Rate

%

Remaining loan term:

26 years and 8 months

Savings over 10 years

Company
Product
Advertised rate
Comparison rate*
Monthly repayment
Savings Over Years
Estimated upfront fees
Go To Site
Details

Heritage Bank Home Loans

How to Apply

Borrowers wanting to apply for a Heritage Bank home loan can either complete a secure online loan application form or can call through to the Contact Centre for more support. Queensland based borrowers can apply in their local branch. Before applying for a Heritage Bank home loan, consider what you can afford to borrow and what other costs you need to factor in. To apply for a Heritage Bank home loan, you will need to supply the following information:

  • Proof of identity.
  • Proof of income and employment, whether you’re self-employed or you’re on a salary.
  • Superannuation statements.
  • Proof of three months of savings history.
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