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Heritage Bank home loans

Heritage Bank is a Queensland-based mutual bank that is owned by its customers rather than shareholders.

Heritage Bank offers a wide range of fixed and variable mortgages and charges home loan rates that tend to be below the market average.

Heritage Bank is Australia’s largest mutual bank and has branches throughout Queensland.

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Why choose Heritage Bank


  • Variety of home loan products to choose from.
  • Package deals available to bundle this loan with other accounts.
  • Discounted rates available on some loan products.
  • Flexible loan features.


  • Some products have moderate to high loan fees.
  • Some loans have moderate to high interest rates.

Heritage Bank Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

25 years

Your estimated mortgage repayments


at interest rate 5%

Total interest payable


Total loan repayments


Contact a mortgage broker

Heritage Bank homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.

broker profile picture

Al Hamayoon

Australian Credit Licence: 393195

Get expert advice from a home loans specialist.

Al Hamayoon is a highly motivated and experienced professional. With his access to a wide range of products, he is here ...

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broker profile picture

Catherine McKenna

Australian Credit Licence: 393195
3 Google reviews

Get expert advice from a home loans specialist.

Catherine McKenna, Principal at Yellow Brick Road Wangaratta, loves her local area because of the wonderful people, comm...

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broker profile picture

Spencer Lawson

Australian Credit Licence: 392200

Get expert advice from a home loans specialist.

Spencer is a mortgage broker with a passion to help individuals and families achieve their home ownership dreams. With o...

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.