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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Margin Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Margin Loan, you will deal directly with a financial institution, and not with RateCity.

Margin Loan Rates

Margin loan rates determine the amount that you will need to repay on your borrowing amount throughout the term of your loan. The lower the rate, the cheaper your repayments, which is why it's crucial to compare margin loan rates to find the lowest one for you.

To give yourself a healthy gap, you should budget to be able to afford at least a 2 percent rise in your margin loan rate. This will protect you against sudden changes in interest rates, which could greatly increase your repayments if your loan amount is large.

Because some borrowers only choose to hold their investments for a short period, there is often the option of paying interest only on your margin loan, which means that you can significantly reduce the amount of your repayments, but never repay any principal.

Margin loan rates can also refer to the loan to value ratio (LVR), which dictates the amount of your initial deposit. So for example, an LVR of 75%, on a $10,000 investment will need a 25% deposit, which is $2500.

Compare margin loan rates for the most affordable investment options in Australia, here at RateCity.

See all Margin Loan Articles
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About Margin Loans Articles

RateCity provides margin loan news and features, including a range of weekly stories and economic updates. By checking our margin loan news and features daily, you can ensure that you receive up to date, expert commentary on current financial and economic issues. Before you search, compare or apply for the best margin loan for you, help yourself understand the market by reading mortgage news and features at RateCity.