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Plum Personal Plan

Past 5-year return
New fund
Admin fee
$78
Calculated Fees on 50k
$608
Extensive range of investment options managed by JANA Investment Advisers, one of Australia's most highly regarded investment consultants.
Online account access to monitor super balance, make contributions and manage investment strategy.
Quarterly 'Plum News Update' e-newsletter.
Six-monthly member benefit statements.
Financial advice services: no cost general and limited personal advice over the phone and fee-for-service financial advice.
Plum Personal Plan is part of Plum Super, which is part of the MLC Super Fund and is owned by the National Australia Bank Group. The fund offers an investment menu that is structured to cater for different levels of investment knowledge and experience. The menu has Pre-Mixed, Sector Specific and Diversified investment options, allowing for customisation of investment strategies. While limited performance history is available for the MySuper option, the Pre-mixed Moderate option has historically recorded strong returns. Fees are lower than the industry average across small and medium account balances assessed, while a reduced administration fee is applicable to account balances over $100,000 held in investment options other than MySuper. Members are able to switch investment options at no cost, while an exit fee is applied for full or partial withdrawals. Plum Personal Plan provides members with a full suite of insurance cover. Death and Total & Permanent Disablement (TPD) cover is automatically provided while members can apply for Income Protection cover. Income Protection (IP) cover is available up to a maximum of 75 per cent of salary payable, with benefit payment periods of 2 years, 5 years and to age 65 and a choice of waiting periods. Additional benefits available include access to free scaled advice, full financial planning services, high quality educational programs, interactive tools and calculators, as well as the ability to view account details and perform transactions online.

Fees & fund features-0

Admin fee
Admin fee
$78
Exit fee
Exit fee
$75
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.46%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$78
Exit fee
Exit fee
$75
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.46%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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