Mark Bristow is RateCity's Home & Personal Finances Editor, and an experienced analyst, researcher, and producer. Focused primarily on Australian mortgage and home loan expertise, he has been a journalist and writer in the financial space for over ten years, previously researching and writing commercial real estate at CoreLogic. In the years since, Mark has worked for the Winning Group, Expedia, and has seen articles published at Lifehacker and Business Insider.
891 articles written by Mark Bristow
What to expect from the RBA meeting in December 2023
As 2023 draws to a close, it’s time to ask if the Reserve Bank of Australia (RBA) has one more rate rise left in the tank for the year. Economists from some of Australia’s leading banks have their own thoughts, based on previous RBA updates, new inflation data, and their own economic modelling for 2024 and beyond.
Personal loan vs car loan: which option is suitable for you?
Most lenders offer both car loans and personal loans – what’s the difference? And which one is the best choice when you’re buying a car?
Australian banks unite to stop scammers – how you can protect yourself
Australia’s banking industry is stepping up its war on scams and fraud, launching a new Scam-Safe Accord intended to put scammers out of business in Australia.
Can you refinance a personal loan? Here's how
It is possible to refinance a personal loan, provided you can afford the repayments. Refinancing a personal loan is a lot like initially applying for a personal loan, with a few key differences.
A short guide on different types of home loans in the market
Different types of home loans are better suited to borrowers with different conditions or requirements. For instance, if you’re building your home from scratch, a construction loan might prove more useful than a regular home loan. By understanding the various home loan options in the market, you can choose the mortgage that’s best suited to your needs.
The pros and cons of paying off your mortgage early vs buying an investment property
Paying off your mortgage early lets you own your home sooner and save money on interest charges. But is it the best option for you when it comes to wealth creation? There is no one-size-fits-all approach that is right for everybody.
Queensland doubles first home owner grant – what this means for you
The Queensland state government has announced that it would be doubling the state’s first home owner grant (FHOG) from $15,000 to $30,000, in what was described as a pre-Christmas bonus. So how does this affect Queenslanders hoping to put their first foot onto the property ladder in the new year?
Advantages and disadvantages of home and contents insurance
If you want to insure your home, as well as your possessions, choosing a combined home and contents insurance policy can come with advantages, such as lower premiums compared to separate policies, and easier filing of combined insurance claims after disaster strikes. However, there may also be some disadvantages, such as lower coverage limits for some of your belongings and needing to buy more optional coverage.
Which banks have hiked term deposits and savings accounts in November 2023?
The November 2023 meeting of the Reserve Bank of Australia (RBA) board saw the national cash rate rise by 25 basis points to 4.35% - the thirteenth hike of the current cycle that began in May 2022.
Top 10 storm hotspots – is your home covered?
New research has revealed the locations in New South Wales, Victoria and Queensland that were hit hardest by wild weather over the past financial year. With Australia coming into an El Nino summer, it’s important to make sure your home insurance is prepared, especially if you’re living in one of these areas.