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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Transaction Accounts from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Transaction Account, you will deal directly with a financial institution, and not with RateCity.

Transaction Accounts

Need some help? Checkout our Transaction Accounts Guide

Electronic Transaction Accounts

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  • Welcome to RateCity's Transaction Account section.

    Whether you want to compare interest rates, fees, average dollar cost, access or other product features, RateCity has it all to help you find the best transaction account for your needs. At RateCity you can search, compare and apply for over 500 transaction accounts. To start searching, fill in the form at the top of the page or you can choose from one of our popular searches at the base of this page.

    For all you need to know and what to consider when choosing a transaction account our Transaction Account Guide will take you through a range of useful information and tips on choosing the right account. We step you through the different types of fees associated with each account and access options. Alternatively, if you're not ready to commit, and would rather research a while longer, head to our news section. It provides all the latest advice regarding fees, charges to ultimately save you more money.

  • Transaction Accounts Guide

    RateCity's Transaction Accounts Guide provides you with tips and useful information to assist you with your decision when opening up a transaction account, or switching. We will show you how to choose from some of the best transaction accounts available, so you can find one to suit your needs and assist you in reaching your goals.

    Whether it's an account with no monthly account fees, high interest rates or access to a debit VISA or MasterCard, our guide will help you be aware of everything you need to consider to make an informed decision. RateCity has all the answers to help you understand the bigger picture. You'll also be relieved to hear that our explanations are in plain English so you can walk away as an expert in next to no time.

  • Transaction Account Articles

    To assist you with understanding the financial jargon when searching for your new transaction account, our articles section lists a range of definitions on terms associated with transaction accounts. Get started by selection from one of the options below.

  • Latest Transaction Account News

    ATM fees hit indigenous communities h...

    Apr 10, 2012

    A financial counselling organisation is calling for ATM fees to be scrapped in remote Indigenous communities after it was reported that some Aboriginal people were spending up to 20 percent of thei...

    Pinch in the pocketbook

    Mar 05, 2012

    Australians wasted around $56 million accessing their own money at the ATM in December, simply by using automatic-teller machines serviced by a bank that is not their own, according to RateCity cal...

    Free cash up for grabs

    Nov 13, 2011

    Misplacing the odd $10-note here or there may not be unusual for most of us, but what about forgetting hundreds of thousands of dollars?

  • Latest Transaction Account News

    Tying the financial knot with a joint...

    May 11, 2011

    Australians in serious relationships often choose to combine their finances, opting for joint transaction accounts, savings accounts and credit cards. But what do you do if your relationship sours,...

    Students set to save hundreds on ever...

    May 11, 2011

    For many students living on a miniscule budget, savings of any size are welcome. That's why it may come as a surprise to discover that students and young Australians are the most frivolous group wh...

    Aussies flick credit for debit cards ...

    May 05, 2011

    More Australians are shopping smarter and using their transaction accounts for purchases rather than credit cards compared with this time last year, new figures have revealed.

  • Latest Transaction Account News

    Transaction fees exceed $413.5 millio...

    May 05, 2011

    More Australians are shopping smarter and using their transaction accounts for purchases rather than credit cards compared with this time last year, new figures have revealed.

    Avoid bank fees at the BPay checkout

    Mar 25, 2011

    Despite a stereotype that insists that generation Y is online savvy, new research points to the contrary when it comes to the under-thirties group's bill-paying habits on their transaction accounts.

    Australians spend more than $51 milli...

    Jul 23, 2010

    Australians are still paying unnecessary ATM fees but there are ways to avoid the sting. RateCity investigates. In today\'s fast-paced world, one of the most convenient ways to access your money fr...