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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Transaction Accounts from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all provider sand may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. See the rating methodology We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Transaction Account, you will deal directly with a financial institution, and not with RateCity.

Transaction Accounts

Need some help? Checkout our Transaction Accounts Guide

Electronic Transaction Accounts

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  • Welcome to RateCity's Transaction Account section.

    Whether you want to compare interest rates, fees, average dollar cost, access or other product features, RateCity has the tools to help you find a transaction account for your needs. At RateCity you can search, compare and apply for over 500 transaction accounts. To start searching, fill in the form at the top of the page or you can choose from one of our popular searches at the base of this page.

    For all you need to know and what to consider when choosing a transaction account our Transaction Account Guide will take you through a range of useful information and tips on choosing the right account. We step you through the different types of fees associated with each account and access options. Alternatively, if you're not ready to commit, and would rather research a while longer, head to our news section. It provides all the latest advice regarding fees, charges to help save you more money.

  • Transaction Accounts Guide

    RateCity's Transaction Accounts Guide provides you with tips and useful information to assist you with your decision when opening up a transaction account, or switching. We will show you how to choose from some of the best transaction accounts available, so you can find one to suit your needs and assist you in reaching your goals.

    Whether it's an account with no monthly account fees, high interest rates or access to a debit VISA or MasterCard, our guide will help you be aware of everything you need to consider to make an informed decision. RateCity has all the answers to help you understand the bigger picture. You'll also be relieved to hear that our explanations are in plain English so you can walk away as an expert in next to no time.

  • Transaction Account Articles

    To assist you with understanding the financial jargon when searching for your new transaction account, our articles section lists a range of definitions on terms associated with transaction accounts. Get started by selection from one of the options below.

  • Latest Transaction Account News

    Aussies waste $670m using the wrong ATMs

    Mar 20, 2013

    Consumers who use ATMs not owned by their own bank paid more than $670 million in mostly unnecessary fees last year, research shows.

    Men spend more when women aren’t around

    Feb 03, 2013

    Men are more likely to spend on impulse, rack up debt and less likely to save when surrounded by more men and fewer women, a new study has found.

    Save $8000 with 8 simple tips

    Nov 19, 2012

    Are you finding your money isn't going as far at the moment? Take control of your cash with these eight tips from finance guru Ross Greenwood to help you save thousands of dollars in one year.

  • Latest Transaction Account News

    Free money to switch

    Oct 09, 2012

    Australians are being lured with free cash and other financial incentives to switch accounts as the battle of the banks continues to heat up.

    Five tips to slash $1000 off food bills

    Aug 30, 2012

    Australian families waste $1000 a year throwing good food in the bin, new research shows.

    When should you combine finances with...

    Jun 18, 2012

    Taking the plunge and combining your finances with a partner can be an exciting stage in life. However, sharing finances can also create some challenges if you don’t do your homework first and put ...

  • Latest Transaction Account News

    ATM fees hit indigenous communities h...

    Apr 10, 2012

    A financial counselling organisation is calling for ATM fees to be scrapped in remote Indigenous communities after it was reported that some Aboriginal people were spending up to 20 percent of thei...

    Pinch in the pocketbook

    Mar 05, 2012

    Australians wasted around $56 million accessing their own money at the ATM in December, simply by using automatic-teller machines serviced by a bank that is not their own, according to RateCity cal...

    Free cash up for grabs

    Nov 13, 2011

    Misplacing the odd $10-note here or there may not be unusual for most of us, but what about forgetting hundreds of thousands of dollars?