Important disclosure

Up Bank

Everyday Account

Real Time Rating™

  • App banking
  • MasterCard debit card
Maximum Interest rate

Real Time Rating™
Tags
  • App banking
  • MasterCard debit card
Maximum Interest rate

Pros and cons

For Everyday Account

Benefits

  • $0 account keeping fee
  • App banking available
  • Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, Digital Card available
  • No overseas ATM withdrawal fee charged by Up Bank
  • No currency conversion fees for foreign currency transactions
  • Send money using PayID

Drawbacks

  • This is a digital only product; branch and phone banking not available

Up Rate Bank account overview

For Everyday Account

Features

Send money using PayID

Joint application available

Foreign Currency

Target Market Determination

Visit Up Bank to view Target Market Determination.

Methods of Access

Internet Banking

N/A

ATM access

Phone Banking

N/A

EFTPOS Facility

Branch Access

N/A

Cheque services

N/A

App

App only

Fee Details

Min. deposit for fee free

N/A

ATM & EFTPOS Fees

ATM withdrawal fee

$0

Other bank ATM withdrawal fee

Daily ATM withdrawal limit

$1,000

EFTPOS Fee

Overseas fees

Overseas ATM withdrawal fee

$0

Overseas eftpos fee

Foreign transaction fee

$0

Other transaction fees

Phone transaction fee

N/A

Internet transaction fee

Counter withdrawal fee

N/A

Free counter transactions

N/A

Counter deposit fee

N/A

Cheque fee

N/A

Cheque dishonour fee

N/A

Electronic Wallet Service

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  • App banking
  • Online banking
  • Visa debit card

2024 Award Winner

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No monthly account keeping fees.
Account Keeping Fees
ATM Fee

$0

Using a major bank ATM in Australia

Debit Card Type

Visa

Maximum Interest rate

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  • Online banking
  • Visa debit card

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*Fees waived when deposit $0 null

Cashback

2% cashback (up to AUD 50/month) on eligible tap and pay. T&Cs apply.
Account Keeping Fees
ATM Fee

$0

Over 13,000 ATMs customers can use in Australia with no ATM fees

Debit Card Type

Visa

Maximum Interest rate

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  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

Cashback

Receive 1% cashback on eligible bill payments, rebates on the first 5 fee incurring domestic and international ATM withdrawals and unlimited rebates on the ING international transaction fee. T&Cs apply.
Account Keeping Fees
ATM Fee

$0

Access at any ATM. Rebates on ATM withdrawal fees.

Debit Card Type

Visa

Maximum Interest rate

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  • App banking
  • Online banking
  • Overseas ATM facilities
  • MasterCard debit card
Account Keeping Fees
ATM Fee

$0

Over 4,000 ATMs

Debit Card Type

MasterCard

Maximum Interest rate

FAQs

How do I transfer money from Paypal to my bank account?

Transferring cash from Paypal into your bank account is simple…if you have a Paypal account that is.

Once you’re logged into your Paypal account, the account balance will appear on your home page. Below your balance are two options:

  • Add money
  • Withdraw money

Choose option two if you want to transfer money from your Paypal account to your personal bank account.

The next screen will prompt you to either enter new bank account details or choose a bank account that’s connected to Paypal. You can always add more bank accounts to your Paypal profile.

Another way to transfer out of Paypal is by jumping to the wallet tab on the top menu, and clicking ‘transfer money’. Both options will give you the same result.