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Compare first credit cards

Your first credit card needs to suit your financial needs. Learn the basics about how credit cards work and discover your spending profile, and then compare your options to find your first credit card at RateCity.

Alex Ritchie
Alex Ritchie

Personal Finance Editor

Content updated

Product data updated

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.