No Annual Fee Credit Cards

No Annual Fee Credit Card

A credit card with no annual fee is basically a free credit card and can save you money, meaning you will not pay anything but only when it is used properly. If you are a person who rarely uses their credit card (an occasional spender) and who will pay off their balance within the interest free period, then a no annual fee credit card could provide you with costless and convenient spending. It is also a handy card to have for emergencies or as a backup card when travelling.

However, be aware that some no annual fee cards could come with a higher interest rate when compared to other credit cards, or no reward program. You may also be tied to a strict credit limit, or a higher balance transfer rate than what other "no frills" cards offer.

The table below shows a range of no fee credit cards, ranked by lowest interest rates. Be sure to check out their features - you may find the perfect one for you.