Platinum Credit CardsNeed some help? Checkout our Credit Cards Guide
Similar to gold credit cards, platinum credit cards are suitable for frequent use as they typically reward the cardholder the more that they spend.
Rewards on a platinum credit card may include entertainment, travel and retail rewards including gift cards, high-end appliances and travel. This, of course, encourages loyal buying behaviour.
Some platinum credit cards even offer a concierge service to cardholders. This service may be used for worldwide help booking travel, accommodation and entertainment around the clock.
The downside of many platinum credit cards is the often high rate of interest and fees that come with the card.
If you are the type of person that often struggles to meet minimum credit card repayments, or find that you’re not diligent in repaying your credit card balance, then this type of credit card may not be suitable for your situation. Instead you might consider a low-interest rate card.
Either way it may be a good idea for you to compare credit cards, including platinum credit cards, online to ensure you get the best deal for your situation.
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Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here.
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