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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Home Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Home Loan, you will deal directly with a financial institution, and not with RateCity.

Apply for a home loan

RateCity makes applying for a home loan all the more easier for you.

A home loan is a big step, which is why you want to make sure that it's the right one for you before you sign. So take some time to explore the rates in the market and think about what types of home loans would best suit you.
  • A Variable home loan is the standard loan, usually with features such as flexible additional repayments and options to split.
  • If you expect interest rates to rise, you can apply for a Fixed home loan, so that your rate for the first few years remains unchanged.
  • For the self employed, and anyone who may have difficulty sourcing detailed financial histories, a No-Doc home loan is best.
  • An Interest Only Home Loan allows borrowers to only pay interest on the loan for a few years, which is ideal for investors who are looking to sell the home in the future.
Below is are some of the lowest rates offered by Banks only. Click "Apply" to find out their features.

Related search: Compare low rate home loans.
See all Mortgage Articles
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About Mortgages Articles

RateCity provides mortgage news and features, including a range of weekly stories and economic updates. By checking our mortgage news and features daily, you can ensure that you receive up to date, expert commentary on current financial and economic issues. Before you search, compare or apply for the best mortgage for you, help yourself understand the market by reading mortgage news and features at RateCity.

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