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Compare home loan rates

Whether buying, refinancing, or investing, search and compare home loans quickly and easily on RateCity. Rates starting at 5.48% (comparison rate* 6.24%)

110+ home loan providers in RateCity’s database

6700+ home loan products in RateCity’s database

Updated on

Why search and compare at RateCity?

  • No cost to you

Using our comparison tool to help find a home loan is free. However, we might receive a commission from partners if you apply through our site.

  • Expert research

Our team of home loan research experts evaluates home loans for value (including price and features), offering detailed ratings to aid your comparison.

  • Dedicated experts

Our seasoned editorial team has extensive experience in financial comparisons, aiming to simplify complex terms into useful information for Australians.

  • A variety of providers

We review and rate home loans from over a hundred providers, offering a wide selection of home loans for informed decision making.

Providers we compare

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.