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Car Insurance Articles

Articles, tips, questions, and information about car insurance in Australia.

Mark Bristow

Personal Finance Editor

What is the difference between comprehensive and third-party car insurance?

When looking for car insurance, the two main factors you may consider are how much coverage you want, and how much different coverage options may cost. Compulsory third-party insurance (CTP) is a legal requirement when registering your car, but any cover beyond that is optional. This means you may only buy the cover you can afford, rather than the cover you need.

Car Insurance

29 Aug, 2023

4 min read

What is the difference between comprehensive and third-party car insurance?
Mark Bristow

Personal Finance Editor

Can I get a refund on car insurance?

If you decide to cancel your car insurance policy, what happens to your car insurance? Can you get a refund on unused car insurance in such a scenario?

Car Insurance

29 Aug, 2023

3 min read

Can I get a refund on car insurance?
Alex Ritchie

Personal Finance Editor

Which insurer offers the most suitable seniors’ car insurance policy?

For Australian seniors, car insurance usually costs more with age, and no insurer offers a specific policy. But they may be able to get some discounts.

Car Insurance

22 Aug, 2023

5 min read

Which insurer offers the most suitable seniors’ car insurance policy?
Mark Bristow

Personal Finance Editor

How does transferring car insurance work?

Most insurance companies allow you to transfer your existing insurance policy to a new car. While the premium amount and terms of the insurance may need to be adjusted, your benefits would remain intact.

Car Insurance

21 Aug, 2023

3 min read

How does transferring car insurance work?
Alex Ritchie

Personal Finance Editor

What is excess in car insurance?

No matter which car insurance policy you buy, you may be able to control the cost of the policy by agreeing to pay a higher excess.

Car Insurance

16 Aug, 2023

3 min read

What is excess in car insurance?
Mark Bristow

Personal Finance Editor

What is vintage car insurance?

If you own a vintage car, you likely spend a lot of time and money on preserving this piece of motoring history. A vintage car insurance policy can help you protect your prized possession.

Car Insurance

16 Aug, 2023

4 min read

What is vintage car insurance?
Mark Bristow

Personal Finance Editor

How to find affordable car insurance for young drivers

Car insurance is usually more expensive for young drivers, as insurers consider them to be more at risk of being in an accident. But there are ways you can try to lower the cost.

Car Insurance

15 Aug, 2023

4 min read

How to find affordable car insurance for young drivers
Mark Bristow

Personal Finance Editor

Do EVs cost more to insure?

Electric Vehicles (EVs) generally cost more to purchase than their petrol-powered equivalents, and may also often cost more to insure. However, the fuel cost savings may be able to help offset some of these higher expenses.

Car Insurance

14 Aug, 2023

4 min read

Do EVs cost more to insure?
Alex Ritchie

Personal Finance Editor

Does car insurance cover breakdown repairs?

Even if you buy comprehensive car insurance, some incidents may not be covered, such as breakdowns. Consider checking all exclusions when purchasing the policy.

Car Insurance

14 Aug, 2023

4 min read

Does car insurance cover breakdown repairs?
Peter Terlato

Personal Finance Editor

How long after a car accident can you file a car insurance claim in Australia?

If you’ve been in a car accident, reporting it to your insurer as soon as possible and providing as many details as you can, may help to expedite the process.

Car Insurance

11 Aug, 2023

7 min read

How long after a car accident can you file a car insurance claim in Australia?
Mark Bristow

Personal Finance Editor

Can you get car insurance for learner drivers?

As a learner driver, it’s important to make sure you’re insured, even if it’s through someone else’s policy. Driving an uninsured vehicle is against the law, and there are serious consequences if you get into an accident.

Car Insurance

11 Aug, 2023

4 min read

Can you get car insurance for learner drivers?
Alex Ritchie

Personal Finance Editor

Can I make monthly car insurance payments?

Your quote for a car insurance policy may suggest an annual premium. Still, most insurers also accept a monthly car insurance payment, often at no extra cost.

Car Insurance

10 Aug, 2023

4 min read

Can I make monthly car insurance payments?