RateCity
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Welcome to RateCity's Car Insurance section.
We all know how important it is to compare car insurance. With a market that is heavily dominated by the big players it's wise to consider the lesser known brands as they often will quote you a cheaper price yet include all the same features and assistance.
For example, car insurance policies may vary dramatically if you use your vehicle for business purposes, only on weekends or you want to insure a hobby or classic car. Also, you could pay a higher premium depending on where you park your car at night and how old you are.
Top tips to remember when comparing car insurance: * Always read the Product Disclosure Statement (PDS) before signing up for car insurance * Fill out the questionnaire truthfully to compare car insurance that best suits your driving habits * Regularly compare car insurance policies at RateCity to ensure you are getting the best deal
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Car Insurance Guide
Comparing Car Insurance can be quite difficult. Especially when the market seems to be dominated by so many big brands.
How do you know whether to trust the smaller companies? Are they as reliable and offer the same level of service? These are all common questions people face when comparing companies and quotes.
RateCity's Car Insurance Guide can help with this process. We provide you with tips and hints to assist you with getting the lowest price on your policy. We're also focussed on giving the smaller brands a voice so you can really see the savings available. Reading our guide will make you aware of the important things to consider. You'll feel more confident with making a decision, ensuring you find a policy that suits your needs as well.
Get started now!
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Car Insurance Articles
In order to accurately compare car insurance quotes you need to be well informed. That means, you have an understanding of all the terms referenced on various car insurance forms. Thankfully, RateCity has put together a list of words you'll often come across and their associated meanings to help make this process easier. Get prepared to compare by reading some of our articles below.
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How Car Insurance Premiums Are Calculated
One of the differing factors when comparing car insurance is the premium each company charges. Insurance underwriters generally calculate premiums based on a level of risk they associate with the driver and the car. There are some key factors that are taken into account when working out the degree of risk including:
• Your age and gender
• Whether you have nominated a younger driver and their age
• Your driving and accident history
• The type of car you drive and any modifications it has had since it’s purchase dateIt’s important that you be honest and upfront about all of your answers when purchasing a policy. RateCity would also suggest that you read the Product Disclosure Statement (PDS) before committing to ensure you are across all the terms, conditions and exclusions.
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Top Tips to Consider when Comparing Car Insurance
• Save yourself the time and effort of visiting each insurers website individually. A site like RateCity enables you to fill out one quick and easy form, then receive a number of quotes from a range of providers.
• Think about which features within a policy you actually need. Some features are likely to push your premium higher meaning more money out of your pocket!
• Email your quote to a friend or trusted aquaintence if you want someone to check you've made the right decision
• Check out their Canstar Cannex Rating to see if they have received a 5 star rating for service and value.
Comparing online in the comfort of your own home or work can save you time and most importantly, money.
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