RateCity.com.au
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55 Day Classic

Basic

Card Level
Card Level
Standard
Interest Free Days
Interest Free Days
55
Maximum credit limit
Maximum credit limit
$25,000
Minimum credit limit
Minimum credit limit
$500
Minimum repayment dollars
Minimum repayment dollars
$10
Minimum repayment percent
Minimum repayment percent
Number free supplementary
Number free supplementary
1
Annual Fee
Annual Fee
$30$0 if $5000 spent in a year
Late Payment Fee
Late Payment Fee
$15
Over limit fee
Over limit fee
$15
Duplicate statement fee
Duplicate statement fee
$8
Supplementary card annual fee
Supplementary card annual fee
$0
Card Level
Card Level
Standard
Interest Free Days
Interest Free Days
55
Maximum credit limit
Maximum credit limit
$25,000
Minimum credit limit
Minimum credit limit
$500
Minimum repayment dollars
Minimum repayment dollars
$10
Minimum repayment percent
Minimum repayment percent
Number free supplementary
Number free supplementary
1
Annual Fee
Annual Fee
$30$0 if $5000 spent in a year
Late Payment Fee
Late Payment Fee
$15
Over limit fee
Over limit fee
$15
Duplicate statement fee
Duplicate statement fee
$8
Supplementary card annual fee
Supplementary card annual fee
$0

Rates

Purchase Rate
Purchase Rate
19.84%
Cash advance rate
Cash advance rate
21.29%
Purchase Rate
Purchase Rate
19.84%
Cash advance rate
Cash advance rate
21.29%

Balance Transfer

Balance Transfer Rate
Balance Transfer Rate
0%for 20 months then 19.84%
Transfer Limit
Transfer Limit
$4,750of the chosen transfer amount
Balance Transfer Fee
Balance Transfer Fee
$100
Balance Transfer Rate
Balance Transfer Rate
0%for 20 months then 19.84%
Transfer Limit
Transfer Limit
$4,750of the chosen transfer amount
Balance Transfer Fee
Balance Transfer Fee
$100

Overseas spending

Foreign Exchange Fee
Foreign Exchange Fee
3% on Visa
Overseas charges
Overseas charges
$2.5
Estimated ATM Cost
Estimated ATM Cost
$11.5for AU $300 withdrawal
Foreign Exchange Fee
Foreign Exchange Fee
3% on Visa
Overseas charges
Overseas charges
$2.5
Estimated ATM Cost
Estimated ATM Cost
$11.5for AU $300 withdrawal

Rewards

Program name
Program name
Rewards Available
Rewards Available
Points Per $1 Spend
Points Per $1 Spend
Program name
Program name
Rewards Available
Rewards Available
Points Per $1 Spend
Points Per $1 Spend

Eligibility

Minimum age
Minimum age
18
Minimum income
Minimum income
$15,000
Eligibility conditions
Eligibility conditions
Minimum age
Minimum age
18
Minimum income
Minimum income
$15,000
Eligibility conditions
Eligibility conditions

Perks

  • Free Supplementary Cards
Other Benefits
Pay no annual fee for the first year and waive annual fees for subsequent years if you spend more than $5000 every 12 months. 0% p.a. balance transfer rate for 20 months.
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