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Westpac Personal Loans

About Westpac

As Australia’s oldest bank, Westpac has a long history of providing Australians with sound financial advice. The Westpac group also includes the St.George, Bank of Melbourne, BankSA and RAMS brands, offering a full suite of financial services between them.

Westpac’s personal loans can be used for refinancing or consolidating debts, or for covering major expenses such as travel, holidays or renovations. By adjusting the length of your loan term, and the frequency of your repayments, you can prepare a Westpac personal loan that’s both affordable and suitable for your finances.

In addition to personal loans, Westpac also has Flexi Loans and personal overdrafts available, putting multiple options for managing your personal finances at your disposal.

Westpac can be contacted via phone or email, and has a network of branches to visit across Australia.

Features of a Westpac personal loan

Westpac’s personal loan has a number of flexible options to suit borrowers in different financial situations. Valid for borrowing between $4000 and $50,000, the loan has a fixed interest rate, but doesn’t need to be secured against an asset.

Your Westpac personal loan can be paid back over a term of 1 to 7 years. You’ll also have the option to make extra repayments to get your loan paid off ahead of time, which can help you to reduce the total interest you’ll pay on your loan. Existing Westpac customers may also be eligible to receive special offers when applying for a personal loan, depending on availability.

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