Australia’s first bank, Westpac, was established in 1817 and has grown to serve over 13 million customers. Westpac is one of Australia’s biggest banks and has won numerous awards for its home loans.

Westpac Home Loan Calculator
Interested in an Westpac home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Westpac compares to its competitors. Simply plug in your borrowing amount below. 


  • Variety of home loan products to choose from.
  • Loans can be packaged with other financial products.
  • Extensive branch and customer service offering.
  • Some loans have annual packaging fees.
  • Higher rates for some types of customers.
Westpac customer service:

Home Loan customers at Westpac can contact the bank by calling the customer service centre 7 days a week. In addition, home loan customers can pop into a local branch or arrange a call back through the online enquiry form.

✓     Customer service centre (phone)

✓     Mobile app

✓     Online banking

✓     Email

✓     Branch

✓     Mobile banking staff

Westpac Home Loan Calculator

Mortgage Balance

Monthly Repayment

Interest Rate


Remaining loan term:

26 years and 8 months

Savings over 10 years

Westpac Home Loans

How to Apply

Customers wanting to apply for a Westpac Home Loan can apply by either requesting a call back or giving the bank a call. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Proof of identity.
  • Proof of income and employment details including payslips.
  • List of income and expenses including credit card loans and car loans.
  • Self-employed borrowers will need the last two years of company and personal tax returns.
Compare your product with the big 4 banks, or add more products to compare