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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Home Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Home Loan, you will deal directly with a financial institution, and not with RateCity.

Variable rate mortgages

Find the best professionally rated mortgages here at RateCity.com.au.

Variable mortgages are the market standard, with a range of features that allow you to choose the frequency of your repayments, and facilities for redraw.

By applying for a variable rate mortgage, your interest rate will move along with the market rate, so you may find your repayments changing many times a year.

The alternative is to fix your rate for a few years, when you think that rates will rise in the future. Many borrowers choose a combination, splitting their loan so that some of it has a fixed rate and the rest a variable rate.

Get expert opinion before you make the big decision.

The table below displays Australia's most competitive variable rate home loans. Click the "Apply" button to learn more.

Related search: Low rate variable mortgages.
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About Mortgages Articles

RateCity provides mortgage news and features, including a range of weekly stories and economic updates. By checking our mortgage news and features daily, you can ensure that you receive up to date, expert commentary on current financial and economic issues. Before you search, compare or apply for the best mortgage for you, help yourself understand the market by reading mortgage news and features at RateCity.

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