Home loans with redraw facility | Rates from 2.79%

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Now showing 1 - 20 of 36 redraw facility1 - 20 of 36

Product	Advertised rate	Comparison rate*	Monthly repayment	Features	Real Time Rating™	Go To Site

Economy Variable Home Loan	Advertised rate 3.59% Variable	Comparison rate* 3.75%	Monthly repayment $1,264	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.57 / 5	Enquire Now Compare	More details
Smart Home Loan SpecialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees	Advertised rate 3.03% Variable	Comparison rate* 3.05%	Monthly repayment $1,189	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.35 / 5	View Now Compare	More details
Owner Occupier Discounted Variable Rate Special$0 Application fee	Advertised rate 3.09% Variable	Comparison rate* 3.09%	Monthly repayment $1,197	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.35 / 5	View Now Compare	More details
Special Low Rate Variable Home Loan	Advertised rate 3.47% Variable	Comparison rate* 3.47%	Monthly repayment $1,248	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.06 / 5	View Now Compare	More details
Star Essentials Home Loan	Advertised rate 2.99% Variable	Comparison rate* 3.02%	Monthly repayment $1,184	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.35 / 5	Enquire Now Compare	More details
Owner Occupier Loan Principal & Interest Variable Rate	Advertised rate 3.09% Variable	Comparison rate* 3.05%	Monthly repayment $1,197	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.22 / 5	View Now Compare	More details
Discount Variable	Advertised rate 3.32% Variable	Comparison rate* 3.37%	Monthly repayment $1,228	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.08 / 5	View Now Compare	More details
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Essential Home Loan	Advertised rate 3.69% Variable	Comparison rate* 3.88%	Monthly repayment $1,277	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.63 / 5	View Now Compare	More details
Real Deal Home Loan SpecialIncludes a discounted rate off the Real Deal Home Loan rate	Advertised rate 3.32% Variable	Comparison rate* 3.36%	Monthly repayment $1,228	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.29 / 5	View Now Compare	More details
Basic Low Rate Home Loan Offer	Advertised rate 3.15% Variable	Comparison rate* 3.29%	Monthly repayment $1,205	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.15 / 5	View Now Compare	More details
Home Value Loan	Advertised rate 3.27% Variable	Comparison rate* 3.28%	Monthly repayment $1,221	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.2 / 5	View Now Compare	More details
Investor Variable Rate	Advertised rate 3.49% Variable	Comparison rate* 3.49%	Monthly repayment $1,250	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.88 / 5	View Now Compare	More details
Simplicity Plus Loan RewardsEarn 300,000 Qantas Points for eligible home loans over $300k	Advertised rate 3.72% Variable	Comparison rate* 3.76%	Monthly repayment $1,281	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.53 / 5	View Now Compare	More details
Fixed Rate	Advertised rate 2.98% Fixed - 3 years	Comparison rate* 4.39%	Monthly repayment $1,183	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.39 / 5	View Now Compare	More details
Achieve Variable Loan (Special Offer)	Advertised rate 3.18% Variable	Comparison rate* 3.23%	Monthly repayment $1,209	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.28 / 5	View Now Compare	More details
Budget Home Loan	Advertised rate 3.31% Variable	Comparison rate* 3.37%	Monthly repayment $1,226	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.14 / 5	Enquire Now Compare	More details
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No Regrets First Home Buyer Loan Special$0 app. & $0 val fees for first home buyer owner occupier loans > $250k	Advertised rate 3.27% Variable	Comparison rate* 3.37%	Monthly repayment $1,221	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.44 / 5	View Now Compare	More details
Home Advantage Package	Advertised rate 3.19% Fixed - 3 years	Comparison rate* 3.74%	Monthly repayment $1,210	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.14 / 5	View Now Compare	More details
Accelerator Home Loan	Advertised rate 3.74% Intro 24 months	Comparison rate* 3.68%	Monthly repayment $1,264	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.74 / 5	Enquire Now Compare	More details
Investor Loan	Advertised rate 3.49% Variable	Comparison rate* 3.45%	Monthly repayment $1,250	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.76 / 5	View Now Compare	More details

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Extra low interest rate for refinancers
No upfront or ongoing fees

Extra repayments + redraw services
Free redraw facility

FeaturedOwner Occupier Discounted Variable Rate

Advertised Rate

Comparison Rate*

3.09%

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Popular home-loan products

Economy Variable Home Loan

Extra low interest rate for refinancers
Extra repayments + redraw services
Free redraw facility
Repayments may decrease if RBA cuts rates

Compare

Enquire Now

Owner Occupier Fixed Rate

Extra low interest rate for refinancers
No upfront or ongoing fees
Repayments will not change during fixed period

Compare

View Now

Owner Occupier Discounted Variable Rate

Special$0 Application fee

Compare

View Now

Smart Home Loan

SpecialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees

Compare

View Now

Economy Variable Home Loan

Extra low interest rate for refinancers
Extra repayments + redraw services
Free redraw facility
Repayments may decrease if RBA cuts rates

Compare

Enquire Now

Owner Occupier Fixed Rate

Extra low interest rate for refinancers
No upfront or ongoing fees
Repayments will not change during fixed period

Compare

View Now

Owner Occupier Discounted Variable Rate

Special$0 Application fee

Compare

View Now

Smart Home Loan

SpecialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees

Compare

View Now

Owner Occupier Fixed Rate

Extra low interest rate for refinancers
No upfront or ongoing fees
Repayments will not change during fixed period

Compare

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Fixed Rate

Extra low interest rate for refinancers
No ongoing fees
Suitable for low deposits
Parents can sign as guarantor

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Home Advantage Package

Extra low interest rate for refinancers
Suitable for low deposits
Parents can sign as guarantor
Extra repayments + redraw services

Compare

View Now

Investor Fixed Rate

Extra low interest rate for refinancers
No upfront or ongoing fees
Repayments will not change during fixed period

Compare

View Now

Economy Variable Home Loan

Extra low interest rate for refinancers
Extra repayments + redraw services
Free redraw facility
Repayments may decrease if RBA cuts rates

Compare

Enquire Now

Owner Occupier Fixed Rate

Extra low interest rate for refinancers
No upfront or ongoing fees
Repayments will not change during fixed period

Compare

View Now

Owner Occupier Discounted Variable Rate

Special$0 Application fee

Compare

View Now

Smart Home Loan

SpecialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees

Compare

View Now

Investor Variable Rate

Extra low interest rate for refinancers
No upfront or ongoing fees
Extra repayments + redraw services
Free redraw facility

Compare

View Now

Home Advantage Package

100% full offset account
Parents can sign as guarantor
Extra repayments + redraw services
Free redraw facility

Compare

View Now

Investor Fixed Rate

Extra low interest rate for refinancers
No upfront or ongoing fees
Repayments will not change during fixed period

Compare

View Now

Investor Loan

Extra low interest rate for refinancers
No upfront or ongoing fees
Extra repayments + redraw services
Free redraw facility

Compare

View Now

Economy Variable Home Loan

Extra low interest rate for refinancers
Extra repayments + redraw services
Free redraw facility
Repayments may decrease if RBA cuts rates

Compare

Enquire Now

Owner Occupier Fixed Rate

Extra low interest rate for refinancers
No upfront or ongoing fees
Repayments will not change during fixed period

Compare

View Now

Owner Occupier Discounted Variable Rate

Special$0 Application fee

Compare

View Now

Smart Home Loan

SpecialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees

Compare

View Now

Whatever your borrowing needs or financial circumstances, one of the easiest ways to find home loans with redraw facility to suit you is by using our rate comparison service. By simply entering a few details, including your desired loan amount, the size of your deposit and optimal loan term, you can compare rates from a variety of bank and non-bank lenders.

RateCity's comparison service will help you to compare home loan rates and determine how much your repayments would be on selected loans and how much you would be paying in fees. Find home loans with redraw facility at RateCity and apply to a mortgage that suits your needs.

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