The top five credit cards to match your spending profile

In September 2013 CANSTAR released its credit card star rating report, which compared 199 credit cards offered by 67 institutions. The results were separated into four shopping profiles; the big spender, everyday spender, occasional spender and habitual spender, to find which Australian credit cards best suit each of their needs. 

Here are the September 2013 top five credit cards offering the most value for each shopping profile

The Big Spender

  1. ANZ Rewards Platinum
  2. Bankwest More Platinum MasterCard
  3. Bankwest Qantas Platinum MasterCard
  4. Citibank Emirates Platinum MasterCard
  5. Citibank Platinum

Everyday Spender

  1. ANZ Rewards Platinum
  2. Bankwest More Platinum Mastercard
  3. Bankwest Qantas Platinum MasterCard
  4. Coastline Credit Union Visa Rewarder
  5. Coles Platinum Reward Mastercard

Occasional Spender

  1. bankmecu Visa Credit Card
  2. BankVic Visa Silver Credit Card
  3. Heritage Bank Visa Classic No Frills
  4. Horizon Credit Union Visa Credit Card
  5. Hume Building Society Value

Habitual Spender

  1. ADCU Low Rate Visa Card
  2. bankmecu Low Rate Visa Credit Card
  3. BankVic Visa Silver Credit Card
  4. Bankwest Breeze MasterCard
  5. Citibank Clear Platinum Visa

Trying to decide what credit card suits you best comes down to understanding what kind of spender you are.

The next step is to research, research, research. Conduct your own credit card comparison research by using RateCity's credit card comparison tool that compares over 200 Australian credit cards.


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