ANZ home loans

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Simplicity Plus Loan

Real Time Rating™
Owner Occupied
10% min deposit
P&I
Extra repayments

Cashback

$2,000 cashback when you refinance an eligible home loan.
Interest Rate

7.14%

p.a

Variable

Comparison Rate*

7.14%

p.a

Promoted

Fixed Rate Loan

Real Time Rating™
Owner Occupied
10% min deposit
P&I
Extra repayments

Cashback

$2,000 cashback when you refinance an eligible home loan.
Interest Rate

6.59%

p.a

Fixed - 2 years

Comparison Rate*

7.27%

p.a

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Standard Variable Investment Loan

Real Time Rating™
Investor
20% min deposit
P&I
Offset Account

Cashback

$2,000 cashback when you refinance an eligible home loan.
Interest Rate

7.84%

p.a

Variable

Comparison Rate*

7.84%

p.a

Promoted

Fixed Rate Loan

Real Time Rating™
Owner Occupied
10% min deposit
Interest Only
Extra repayments

Cashback

$2,000 cashback when you refinance an eligible home loan.
Interest Rate

6.89%

p.a

Fixed - 2 years

Comparison Rate*

7.33%

p.a

ANZ personal loans

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Personal Loan Variable

Real Time Rating™
1 to 7 years
Unsecured
Variable Rate

Cashback

For a Limited Time get $500 Cashback with an ANZ Personal Loan of $10k or over
Interest Rate

7.49%

p.a

Variable up to 19.99%

Comparison Rate*

From

8.18%

p.a

Variable up to 20.58%

Promoted

Personal Loan Fixed

Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate

Cashback

For a Limited Time get $500 Cashback with an ANZ Personal Loan of $10k or over
Interest Rate

7.49%

p.a

Fixed up to 19.99%

Comparison Rate*

From

8.18%

p.a

Fixed up to 20.58%

ANZ credit cards

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Rewards Black

Apple, Google & Samsung Pay
Balance transfer

Bonus Points

180,000 extra ANZ Reward Points and $150 back to your new ANZ Rewards Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval.*
Purchase Rate

20.49%

p.a

Annual Fee

$375

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Low Rate (Credit Back Offer)

Apple, Google & Samsung Pay
Balance transfer
Low annual fee

special

Get $250 back to your new card when you spend $1,500 on eligible purchases in the first 3 months from approval.
Purchase Rate

13.74%

p.a

Annual Fee

$58

Promoted

Rewards Platinum

Apple, Google & Samsung Pay
Balance transfer

Bonus Points

80,000 ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.
Purchase Rate

20.49%

p.a

Annual Fee

$149

Promoted

Low Rate (Balance Transfer Offer)

Apple, Google & Samsung Pay
Balance transfer
Low annual fee

Balance Transfer

0% p.a. for 28 months on balance transfers with 2% balance transfer fee and $0 annual fee in first year.*
Purchase Rate

13.74%

p.a

Annual Fee

$0

for 12 months then $58 thereafter

ANZ superannuation

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Smart Choice Super 1990s

5 year return

6.00%

p.a

Retail fund
Income protection insurance
Annual fee at $50k balance

$500

1 year return

5.00%

p.a

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Smart Choice Super 1980s

5 year return

5.90%

p.a

Retail fund
Income protection insurance
Annual fee at $50k balance

$500

1 year return

5.00%

p.a

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Smart Choice Super 1970s

5 year return

5.50%

p.a

Retail fund
Income protection insurance
Annual fee at $50k balance

$500

1 year return

4.70%

p.a

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Smart Choice Super 1960s

5 year return

5.10%

p.a

Retail fund
Income protection insurance
Annual fee at $50k balance

$470

1 year return

5.30%

p.a

ANZ savings accounts

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Progress Saver

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*You could get bonus interest when you make a single deposit of $10 or more in a month and no withdrawals.

Maximum rate

4.25%*

p.a

Base rate

0.01%

p.a

Promoted

Online Saver

Real Time Rating™
Intro offer rate
App banking
Online banking
Linked account required
Maximum rate

3.65%

p.a

intro 3 months then 1.50%

Base rate

1.50%

p.a

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Pensioner Advantage

Real Time Rating™
App banking
Online banking
Maximum rate

1.90%

p.a

Base rate

1.90%

p.a

ANZ bank accounts

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Access Basic Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 2,000 ATMs

Debit Card Type

Visa

Maximum Interest rate

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Access Advantage

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card

*Fees waived when deposit $2,000 Monthly

Account Keeping Fees
ATM Fee

$0

Over 2,000 ATMs

Debit Card Type

Visa

Maximum Interest rate

0.02%

ANZ term deposits

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Advance Notice Term Deposit

Real Time Rating™
1 month
Automatic maturity rollover
Joint application available
Maturity alert by phone
Interest rate

1.25%

p.a

for 1 month

Min. deposit

$5,000

Next rate increased

1.50%

p.a

for 2 months

Max rate

5.05%

p.a

for 12 months

Promoted

Term Deposit

Real Time Rating™
1 month
Automatic maturity rollover
Joint application available
Maturity alert by phone
Interest rate

0.05%

p.a

for 1 month

Min. deposit

$5,000

Next rate increased

0.10%

p.a

for 6 months

Max rate

0.15%

p.a

for 12 months

ANZ home insurance

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ANZ Home Insurance

Flexible excess
24 hours claim lodgement
Policy type

Home and Contents

Combined policy discount

ANZ car insurance

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Comprehensive

New car replacement
Flexible excess
Agreed or market value

Roadside assistance

ANZ online trading

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ANZ Share Investing

Online Share Trading

Invest with confidence from just $19.95 a trade

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ANZ margin loans

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ANZ Variable Margin Loan

Margin Loan

Variable rate margin loan for investment in over 1000 approved shares, as well as hundreds of retail and wholesale funds.

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ANZ travel cards

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ANZ

Travel Card

Perks include 10 loadable currencies, no purchase fee, no reload fee and AUD currency fee

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