Companies ANZ in Australia | RateCity

Commonly known as ANZ, the Australian and New Zealand Banking Group Limited is the third largest bank in Australia. ANZ doors first opened in Melbourne in the early 1830s, where its head office remains to this day. As its name suggests ANZ operates in both Australia and New Zealand as a retail banking, regional, rural and small business banking and mortgages provider. Investment banking, insurance and consumer finance, including credit cards and personal loans, also comprise part of their product set. In New Zealand, ANZ operates under two separate brands, ANZ and the National Bank of New Zealand. It is the largest bank within New Zealand, dominating the New Zealand market in commercial and retail banking. ANZs personal division encompasses 6 separate divisions, one of which is Australia’s leading finance company, Esanda. Since its inception over 170 years ago the institution has grown to be one of the top 50 banks in the world, and Australia and New Zealand’s largest international banking and financial services groupop.

ANZ home loans

Simplicity PLUS Home Loan (Principal and Interest) (LVR < 80%) (New Customer)

Advertised Rate

Comparison Rate*

Extra low interest rate for refinancers
Extra low interest rate for new customers
No ongoing fees
Parents can sign as guarantor

Simplicity PLUS Home Loan (Principal and Interest) (LVR 80%-90%) (New Customer)

Advertised Rate

Comparison Rate*

No ongoing fees
Parents can sign as guarantor
Extra repayments + redraw services
Free redraw facility

Simplicity PLUS Investment Loan (Principal and Interest)

Advertised Rate

Comparison Rate*

No ongoing fees
Parents can sign as guarantor
Extra repayments + redraw services
Free redraw facility

Breakfree Package Fixed Rate Home Loan (Low Doc) 3 Years

Advertised Rate

Comparison Rate*

No upfront fees
Low interest rate
Parents can sign as guarantor
Comes with a credit card

Breakfree Package Variable Home Loan (Low Doc) ($250k-$700k)

Advertised Rate

Comparison Rate*

No upfront fees
100% full offset account
Parents can sign as guarantor
Extra repayments + redraw services

Breakfree Package Fixed Rate Investment Loan (Principal and Interest) (Low Doc) 5 Years

Advertised Rate

Comparison Rate*

No upfront fees
Parents can sign as guarantor
Comes with a credit card
Repayments will not change during fixed period

Breakfree Package Fixed Rate Investment Loan (Principal and Interest) (Low Doc) 1 Year

Advertised Rate

Comparison Rate*

No upfront fees
Parents can sign as guarantor
Comes with a credit card
Repayments will not change during fixed period

Fixed Rate Home Loan (Principal and Interest) 5 Years

Advertised Rate

Comparison Rate*

Suitable for low deposits
Parents can sign as guarantor
Comes with a credit card
Repayments will not change during fixed period

Breakfree Package Fixed Rate Investment Loan (Interest in Advance Yearly) 2 Years

Advertised Rate

Comparison Rate*

No upfront fees
Parents can sign as guarantor
Comes with a credit card
Repayments will not change during fixed period

Breakfree Package Equity Manager (Low Doc) ($250k-$700k)

Advertised Rate

Comparison Rate*

No upfront fees
Parents can sign as guarantor
Repayments may decrease if RBA cuts rates

ANZ personal loans

Personal Loan Fixed

Advertised Rate

Comparison Rate*

Can apply online
Can apply in branch
Available for 457 visa holders
Suitable for both new or used car

Personal Loan

Advertised Rate

Comparison Rate*

No early exit penalty
Can apply online
Can apply in branch
Available for 457 visa holders

Personal Overdraft

Advertised Rate

Comparison Rate*

No early exit penalty
Can apply online
Can apply in branch
Available for 457 visa holders

Assured Overdraft

Advertised Rate

Comparison Rate*

No application fees
No ongoing fees
No early exit penalty
Can apply online

ANZ car loans

Personal Loan Fixed

Advertised Rate

Comparison Rate*

Can apply online
Can apply in branch
Available for 457 visa holders
Suitable for both new or used car

Personal Loan

Advertised Rate

Comparison Rate*

No early exit penalty
Can apply online
Can apply in branch
Available for 457 visa holders

ANZ credit cards

ANZ Low Rate

Balance Transfer0% p.a. on balance transfers for the first 15 months and no Balance Transfer Fee.

ANZ Frequent Flyer Black

Bonus Points100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black when you spend $4,000 on eligible purchases in the first 3 months from approval.

ANZ Platinum

for 12 months then $87

Balance Transfer0% p.a. on balance transfers for the first 18 months

ANZ First

Balance Transfer0% p.a. on balance transfers for the first 18 months

ANZ Rewards Black

Bonus Points100,000 bonus Rewards Points and $100 back to your new ANZ Rewards Black when you spend $4,000 on eligible purchases in the first 3 months from approval.

ANZ Rewards Travel Adventures Card

Bonus PointsTake off with 75,000 bonus Velocity Points if you spend $2,500 on eligible purchases in the first 3 months of approval. New card. Limited time. Spend and eligibility criteria, T&Cs, fees and charges apply (including annual fee currently $225).

ANZ Rewards Platinum

Bonus Points50,000 bonus Reward Points and $50 back to your new ANZ Rewards Platinum when you spend $2,000 on eligible purchases in the first 3 months from approval.

ANZ Frequent Flyer Platinum

Bonus Points50,000 bonus Qantas Points and $100 back to your new ANZ Frequent Flyer Platinum when you spend $2,000 on eligible purchases in the first 3 months.

ANZ Frequent Flyer

Bonus Points25,000 bonus Qantas Points when you spend $1,000 on eligible purchases in the first 3 months from approval.

ANZ Rewards

Bonus Points25,000 bonus Reward Points when you spend $1,000 on eligible purchases in the first 3 months.

ANZ superannuation

ANZ Staff Super - Section A

SuperRatings awards

PAST 5-YEAR RETURN

Calc Fees On 50K

Advisory services

Death insurance

Income protection

Variety of options

ANZ Staff Super - MySuper

SuperRatings awards

PAST 5-YEAR RETURN

Calc Fees On 50K

Advisory services

Death insurance

Income protection

Variety of options

Data last updated on 30 Jun 2019

Past performance is not a reliable indicator of future performance. More detailed performance data is available by clicking on the details button.

ANZ savings accounts

Progress Saver

*You could get bonus interest when you make a single deposit of $10 or more in a month and no withdrawals.

Has branch access
Has ATM access
Has EFTPOS facility
Has no ongoing fees

Online Saver

Intro 3 months then 0.15%

Has no ongoing fees
Has no minimum balances

Progress Saver for Kids

*Single deposit of $10 or more a month and no withdrawals, fees or charges processed to the account in that same month

Has branch access
Has ATM access
Has EFTPOS facility
Has no ongoing fees

Pensioner Advantage

Has no ongoing fees

ANZ bank accounts

Access Advantage

Account Keeping Fee

*Fees waived when deposit $2,000 Monthly

Linked Visa debit card

Access Basic Account

Account Keeping Fee

$0 account keeping fee

ANZ term deposits

Advance Notice Term Deposit

p.a for 3 months

Special7 month Advance Notice Term Deposit Special Offer Rate: 1.65%

Term Deposit

p.a for 3 months

SpecialFor existing ANZ customers only

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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