Companies BankVic in Australia | RateCity

BankVic was first established in 1974 and has grown to become one of the largest credit co-operatives operating in Victoria. BankVic offers a range of financial products and services to the employees and their families in specific sectors, emergency services, the health industry and government departments.

BankVic home loans

Base Variable Rate Home Loan

Real Time Rating™

3.09 / 5

Advertised Rate

Comparison Rate*

3.11%

Variable

3.15%

No ongoing fees
Suitable for low deposits
Parents can sign as guarantor
Extra repayments + redraw services

Fixed Rate Home Loan 5 Years (Principal & Interest)

Real Time Rating™

3.44 / 5

Advertised Rate

Comparison Rate*

2.80%

Fixed - 5 years

3.51%

No ongoing fees
Suitable for low deposits
Parents can sign as guarantor
Repayments will not change during fixed period

Base Variable Rate Investment Loan

Real Time Rating™

2.88 / 5

Advertised Rate

Comparison Rate*

3.24%

Variable

3.28%

No ongoing fees
Suitable for low deposits
Parents can sign as guarantor
Extra repayments + redraw services

Premium Home Package Fixed Rate 5 Years (Principal & Interest) ($250k-$750k)

Real Time Rating™

3.57 / 5

Advertised Rate

Comparison Rate*

2.70%

Fixed - 5 years

3.57%

No upfront fees
Suitable for low deposits
Parents can sign as guarantor
Repayments will not change during fixed period

BankVic personal loans

Secured Personal Loan

Advertised Rate

Comparison Rate*

Variable

9.95%

10.08%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

Unsecured Personal Loan

Advertised Rate

Comparison Rate*

Variable

9.95%

10.08%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

BankVic car loans

New Car Loan

Advertised Rate

Comparison Rate*

6.99%

Fixed

7.12%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

My First Car Loan

Advertised Rate

Comparison Rate*

7.99%

Fixed

8.12%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

BankVic credit cards

BankVic Visa Gold

Purchase Rate

6.99%

for 6 months then 16.95%

Annual Fee

$50

Free international travel insurance
Free supplementary cards
Purchase protection insurance
Extended warranty

BankVic Visa Silver

Purchase Rate

6.99%

for 6 months then 11.95%

Annual Fee

$0

No Annual Fee
Free supplementary cards

BankVic Qantas Visa Credit Card

Purchase Rate

6.99%

for 6 months then 16.95%

Annual Fee

$0

Balance Transfers Available
No Annual Fee
Free international travel insurance

BankVic savings accounts

Easyinvest Online Savings

0.55%

0.55%

Has no ongoing fees
Has no minimum balances

Pension Plus

0.50%

0.50%

Has branch access
Has no ongoing fees
Has no minimum balances

Little Copper Club

0.10%

0.10%

Has branch access
Has no ongoing fees
Has no minimum balances

Bonus Saver

1.30%*

0.05%

*Deposit at least $100 and make no withdrawals in a calendar month

Has branch access
Has no ongoing fees
Has no minimum balances

BankVic bank accounts

Everyday Account

Account Keeping Fees

$0

Monthly

$0

Maximum Interest rate

Visa

0.01%

$0 account keeping fee
Linked Visa debit card
App banking available
Has 0.01% interest available

BankVic term deposits

12 Months Regular Income

1.45%

p.a for 12 months

$5,000

Next rate increased

1.45%

p.a for 12 months

Covered by government guarantee

Term Deposit

1.25%

p.a for 3 months

$2,000

Next rate increased

1.35%

p.a for 6 months

1.35%

p.a for 6 months

Covered by government guarantee

50+ Investment Account

1.25%

p.a for 12 months

$50,000

Next rate increased

1.25%

p.a for 12 months

Covered by government guarantee