BankVic

2.45

% p.a

Variable

2.63

% p.a

Lower than average interest rate
No ongoing fees
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

2.35

% p.a

Variable

3.13

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

1.95

% p.a

Intro 24 months

2.92

% p.a

No upfront or ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

2.49

% p.a

Fixed - 5 years

3.59

% p.a

Lower than average interest rate
No upfront fees
Parents can sign as guarantor
Split account option

Real Time Rating™

BankVic personal loans

TMD

9.95

% p.a

Variable

10.08

% p.a

Variable

Lower than average rate
No ongoing fees
Application fees ranked in the lowest 20%
Flexible repayment options

Real Time Rating™

9.95

% p.a

Variable

10.08

% p.a

Variable

Lower than average rate
No ongoing fees
Application fees ranked in the lowest 20%
Flexible repayment options

Real Time Rating™

BankVic car loans

TMD

6.99

% p.a

Fixed

7.14

% p.a

No ongoing fees
Application fees ranked in the lowest 20%
No early exit penalty
Flexible repayment options

Real Time Rating™

BankVic credit cards

TMD

Purchase Rate

6.99

% p.a

for 6 months then 16.95%

Annual Fee

$50

6.99 p.a. on purchases for 6 months then 16.95 p.a.
Lower than average ongoing purchase rate
Rewards Available through BankVic Cashback Rewards
Lower than average annual fee

Purchase Rate

6.99

% p.a

for 6 months then 16.95%

Annual Fee

6.99 p.a. on purchases for 6 months then 16.95 p.a.
6.99% p.a on balance transfers for 6 months and then 16.95% p.a.
Lower than average ongoing purchase rate
Rewards Available through Qantas Frequent Flyer

BankVic savings accounts

TMD

0.10

% p.a

0.10

% p.a

No ongoing fees
No minimum balance

Real Time Rating™

0.10

% p.a

0.10

% p.a

Better than average maximum interest rate
No ongoing fees
No minimum balance

Real Time Rating™

0.40%*

% p.a

0.05

% p.a

*Deposit at least $100 and make no withdrawals in a calendar month

Better than average maximum interest rate
Ongoing bonus interest (conditions apply)
No ongoing fees
No minimum balance

Real Time Rating™

0.15

% p.a

0.15

% p.a

No ongoing fees
No minimum balance

Real Time Rating™

BankVic bank accounts

TMD

Account Keeping Fees

Monthly

ATM Fee

Card Type

Visa

Maximum Interest rate

0.01%

$0 account keeping fee
Linked Visa debit card
App banking available
Apple Pay, Google Pay available

Real Time Rating™

BankVic term deposits

TMD

Interest rate

0.45

% p.a

for 6 months

Min. deposit

$2,000

Next rate increased

0.50

% p.a

for 24 months

Max rate

0.50

% p.a

for 24 months

Automatic maturity rollover
Features on 2021 RateCity Awards

Real Time Rating™