Companies BankVic in Australia | RateCity

BankVic was first established in 1974 and has grown to become one of the largest credit co-operatives operating in Victoria. BankVic offers a range of financial products and services to the employees and their families in specific sectors, emergency services, the health industry and government departments.

BankVic home loans

First Home Buyer Fixed Loan 5 Years

Real Time Rating™

Advertised Rate

Comparison Rate*

2.70%

Fixed - 5 years

2.92%

No upfront or ongoing fees
Suitable for low deposits
Parents can sign as guarantor
Extra repayments + redraw services

First Home Buyer Loan

Real Time Rating™

Advertised Rate

Comparison Rate*

3.07%

Variable

3.07%

No upfront or ongoing fees
Suitable for low deposits
Parents can sign as guarantor
Extra repayments + redraw services

First Home Buyer Fixed Loan 2 Years

Real Time Rating™

Advertised Rate

Comparison Rate*

2.50%

Fixed - 2 years

2.97%

No upfront or ongoing fees
Suitable for low deposits
Parents can sign as guarantor
Extra repayments + redraw services

Line of Credit Home Loan

Real Time Rating™

Advertised Rate

Comparison Rate*

3.92%

Variable

3.96%

No ongoing fees
Parents can sign as guarantor
Repayments may decrease if RBA cuts rates

BankVic personal loans

Unsecured Personal Loan

Real Time Rating™

Advertised Rate

Comparison Rate*

9.95%

Variable

10.08%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

Secured Personal Loan

Real Time Rating™

Advertised Rate

Comparison Rate*

9.95%

Variable

10.08%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

BankVic car loans

New Car Loan

Real Time Rating™

Advertised Rate

Comparison Rate*

6.99%

Fixed

7.12%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

My First Car Loan

Real Time Rating™

Advertised Rate

Comparison Rate*

7.99%

Fixed

8.12%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

BankVic credit cards

BankVic Visa Gold

Purchase Rate

6.99%

for 6 months then 16.95%

Annual Fee

$50

Free international travel insurance
Free supplementary cards
Purchase protection insurance
Extended warranty

BankVic Visa Silver

Purchase Rate

6.99%

for 6 months then 11.95%

Annual Fee

$0

No Annual Fee
Free supplementary cards

BankVic Qantas Visa Credit Card

Purchase Rate

6.99%

for 6 months then 16.95%

Annual Fee

$0

Balance Transfers Available
No Annual Fee
Free international travel insurance

BankVic savings accounts

Pension Plus

Real Time Rating™

0.50%

0.50%

Has branch access
Has no ongoing fees
Has no minimum balances

Easyinvest Online Savings

Real Time Rating™

0.55%

0.55%

Has no ongoing fees
Has no minimum balances

Bonus Saver

Real Time Rating™

1.30%*

0.05%

*Deposit at least $100 and make no withdrawals in a calendar month

Has branch access
Has no ongoing fees
Has no minimum balances

Little Copper Club

Real Time Rating™

0.10%

0.10%

Has branch access
Has no ongoing fees
Has no minimum balances

BankVic bank accounts

Everyday Account

Real Time Rating™

Account Keeping Fees

$0

Monthly

$0

Maximum Interest rate

Visa

0.01%

$0 account keeping fee
Linked Visa debit card
App banking available
Apple Pay, Google Pay available

BankVic term deposits

Term Deposit

Real Time Rating™

1.35%

p.a for 6 months

$2,000

Next rate increased

1.35%

p.a for 6 months

Covered by government guarantee