RateCity
Personal Loan Calculator
Loan Details
Your Results
- Initial repayment amount
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$332
per month - Increased repayment amount
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$332
per month - Total amount payable
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$11,957
Principal + Interest - Interest saved from extra repayments
- $0
- Time saved from extra repayments
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0 months
off 3 years
Related Results
Rate
Fees
The comparison rate is based on credit of $10,000 and a term of 3 years. The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.
Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here.
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Welcome to RateCity's Personal Loan section.
Do you need money for an upcoming holiday, want to do some renovations or are you interested in consolidating your existing loans? Whatever the reason, you may require a personal loan.
RateCity allows you to search, compare and apply from over 400 personal loans. To start comparing just fill in the form at the top of the page for instant results or, you can choose from one of our popular searches at the base of the page.
To assist you in the process, our Personal Loans Guide shows you what you need to consider when applying for a personal loan. It's an easy step by step guide to help you find your way. Alternatively, if you're not in the market ready to purchase and would rather spend more time researching, head to our news section for all the information on the latest trends and tips on getting the better personal loan.
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Personal Loans Guide
RateCity's Personal Loans Guide provides you with tips and useful information to assist in your decision when purchasing a personal loan.
Regardless of whether you need more information about your personal loan repayments and how they are calcuated, the fees involved with applying for a personal loan or the range of features available with some personal loans, you will find the answers in this section.
Be sure to bookmark or print this information to assist with searching RateCity for a personal loan - it's bound to help you find the right loan for your needs, not just any loan. Whether you intend on using the finance for a holiday, new home, vehicle or new business venture the personal loan guide will ensure you make an informed decision. Just as important though is a repayment strategy so be sure to do your research properly.
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Personal Loan Articles
This section is necessary for anyone looking at purchasing a Personal Loan or who would like to better understand their Personal Loan and need assistance with the different terms. All the explanations are in plain english, so you'll be an expert in no time.
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Popular Personal Loan Searches
Low Interest Personal Loans
For the latest low interest personal loans, compare online at RateCity to find a deal to match your repayment style. Choose from an extensive range of low interest personal loans that have been compiled by CANSTAR CANNEX. Click on the link below to start comparing today!
Find a low interest personal loan
Personal Loan Ratings
CANSTAR CANNEX personal loan ratings compare the major types of secured and unsecured personal loans products in Australia. Products are given a rating out of five stars for their comparative cost and for the array of positive features attached to the loan.
Fixed Rate Personal Loans
Fixed rate personal loans make it easier to prepare a more reliable budget for the long term, as the repayments will be the same. If you are in the market for such a loan then click on the link to compare products and find one that suits your needs.
Find a fixed rate personal loan
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Latest Personal Loan News
Young Australians file for bankruptcy
Apr 15, 2013In the first three months of this year, 4774 Australians went bankrupt – that’s 53 people per day, according to the federal government’s Insolvency and Trustee Service.
Loans with no interest attached
Nov 01, 2012As more Australians slip below the poverty line and struggle to make ends meet, our reliance on credit cards and loan sharks has increased, reports suggest.
The bucket list that can earn you wealth
Feb 28, 2011Does your ever-growing bucket list include things like trekking the Himalayas or renovating the kitchen, but gets pushed into the too-hard basket from lack of spare cash? Well, you might be surpris...
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Latest Personal Loan News
Personal loans put you back in the black
Feb 08, 2010If you’re battling an escalating credit card bill, a personal loan could provide a low cost solution. A low-interest balance transfer may sound like an appealing option but a personal loan could pr...
Confident consumers prefer personal l...
Feb 08, 2010Personal loans are on the rise, as Australia’s economy steadies toward a full recovery. However, major banks are the ones enjoying the fruits of consumer confidence, while the rest are left with mo...
Shop around for the best personal loan
Feb 25, 2009Savvy borrowers thinking about using current low interest rates to shop for a new loan or refinance old debts will need to do their homework to find the best personal loan deals.Personal loans ...
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Latest Personal Loan News
Can’t Buy Me Love - Loans and r...
Feb 10, 2009What to do when the bills, credit cards, personal loans get in the way of your relationship - a Valentine’s Day guide to financial and relationship bliss. You love the same music and movie...
Second-hand smarts: Tips for buying ...
Jan 14, 2009Used cars can be a financial blessing or a beast of burden if a personal loan is taken out for a dodgy deal. But insurance companies like the National Roads and Motorists’ Authority (NRMA)...
Five Minute Guide to Personal Loans
Sep 23, 2008A personal loan is a loan from the bank that can be taken out for any number of reasons - paying for an upcoming holiday, buying a new car, or even to cover education fees; it is simply for &rsquo...
