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Compare top-rated personal loans from 5.49%

Find a low-rate personal loan that fits your needs. Compare interest rates, fees, and features quickly and easily on RateCity.

100+ personal loan providers in RateCity’s database

280+ personal loan products in RateCity’s database

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Why search and compare at RateCity?

  • No cost to you
  • Expert research
  • Dedicated experts
  •  A variety of providers 
Using our comparison tool to help find a personal loan is free. However, we might receive a commission from partners if you apply through our site.Our team of personal loan research experts evaluates personal loans for value (including price and features, offering detailed ratings to aid your comparison.Our seasoned editorial team has extensive experience in financial comparisons, aiming to simplify complex terms into useful information for Australians.We review and rate personal loans from various providers, offering a wide selection of personal loans for informed decision making. 

Providers we compare

Personal loan repayment calculator

Personal Loan Repayment Calculator

Our personal loan calculator can help you find a loan with repayments that fit your budget.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.