Compare Secured Personal Loans | Rates from 3.15% | RateCity

Contact a broker

We are there to help you out with all your queries

Get a personalised rate

Make sure you're getting the best rate on your personal loan

What are secured loans?

When you take out a personal loan there are two main options that can be chosen, depending on your requirements and what a lender is prepared to offer you. Secured loans are a way a bank or other lender can protect their investment because these types of loans are secured by an asset that is used as collateral, such as a home or a car. Unlike unsecured loans, where there is no asset placed as collateral protection for the lender, a secured loan gives that lender more comfort in the knowledge that if you default they may be able to sell the asset to get their money back.

Today's top personal loans products

Find popular personal loans lenders from a wide range of Australian. View All >

Discounted Personal Loan

Real Time Rating™

Advertised Rate

Comparison Rate*

7.99%

Fixed

8.35%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

Secured Overdraft

Real Time Rating™

Advertised Rate

Comparison Rate*

5.60%

Variable

5.70%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

Term Deposit Secured Loan

Real Time Rating™

Advertised Rate

Comparison Rate*

4.45%

Variable

4.65%

No ongoing fees
No early repayment fees
Can apply online

Personal Loan Secured

Real Time Rating™

Advertised Rate

Comparison Rate*

4.61%

Variable

11.42%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

Include all personal loans products without View Now links

Data last updated on 15 Aug 2020

Read our important disclosures and general advice warning

Latest personal loans news

Personal Loans

Australia’s best personal loans for July 2020

If you’re aiming to clear your debts in the short-to-medium term, it might be worth considering consolidating your debts into one personal loan.

Jul 26, 2020( 2 min read )

Personal Loans

New personal lending bounces back in May as vehicle loans jump

New personal lending saw a rebound in May for the first time this year.

Jul 9, 2020( 4 min read )

Popular personal loans searches

Find popular personal loans searches from a wide range of Australian. View All >

unsecured personal loan

guarantor personal loan

joint application personal loan

low doc personal loan

line of credit personal loan

personal loan secured by car

personal loan secured by property

no early exit penalty personal loan

redraw facility personal loan

line of credit personal loan

Secured loans

What are secured loans?

When you take out a personal loan ther