Important disclosure

Harmoney Australia Limited

Low Rate Car Loan Excellent Credit

Real Time Rating™

  • $5k to $70k
  • 3 to 7 years
  • New or used car
  • Fixed Rate

2024 Award Winner

Interest Rate

From

5.66%

p.a

up to 20.07%

Comparison Rate*

From

6.45%

p.a

Real Time Rating™
Tags
  • $5k to $70k
  • 3 to 7 years
  • New or used car
  • Fixed Rate
Interest Rate

From

5.66%

p.a

up to 20.07%

Comparison Rate*

From

6.45%

p.a

Calculate your repayments for this loan

$

Your estimated repayment

$575

based on $30,000 loan amount for 5 years at 5.66%

Pros and cons

For Low Rate Car Loan Excellent Credit (Amount > $5000)

Benefits

  • No ongoing fees
  • No early exit penalty
  • Flexible repayment options
  • Can apply online
  • Suitable for both new or used car
  • Fast time to funding
  • Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2024

Drawbacks

  • Higher than average application fee
  • Cannot apply in branch

Harmoney Rate Car loan overview

For Low Rate Car Loan Excellent Credit (Amount > $5000)

Details

Total repayments

Interest rate type

Fixed

Borrowing range

$5k - $70k

Security type

Secured

Loan term

3 to 7 years

Secured by

Vehicle

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Age of car

Target Market Determination

Visit Harmoney Australia Limited to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

24 hours

Fees

Upfront Fee

$575

Ongoing Fee

$0

Missed Payment Penalty

$15

Early Exit Penalty Fee

$0

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

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  • Via broker
  • $10k to $250k
  • 1 to 7 years
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up to 18%

Comparison Rate*

From

6.95%

p.a

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  • $10k to $100k
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p.a

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New Car Loan

  • Via broker
  • $10k to $250k
  • 1 to 7 years
  • Fixed Rate
Interest Rate

From

6.52%

p.a

up to 18%

Comparison Rate*

From

6.95%

p.a