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Relevant Car Loans articles and tips

Jodie Humphries

Personal Finance Editor

Loan against your car that is paid off

It is possible to get a personal loan against your paid-off car where the value of your vehicle is considered collateral for the loan.

Car Loans

05 Dec, 2022

4 min read

Loan against your car that is paid off
Vidhu Bajaj

Personal Finance Writer

Buying a demonstrator car

Considering buying a demonstrator car? Make sure you make the right decision and understand your purchase by being fully informed of the pros and cons of buying a demo car.

Car Loans

05 Dec, 2022

5 min read

Buying a demonstrator car
Mark Bristow

Personal Finance Editor

Can I get a car loan if I am on disability benefit?

Not every lender will accept pensions or government benefits as income when assessing loan applications, though some lenders will. Borrowers on disability benefits can still apply for a car loan, though it’s important to calculate if you can comfortably afford the loan before you apply. 

Car Loans

21 Nov, 2022

4 min read

Can I get a car loan if I am on disability benefit?
Vidhu Bajaj

Personal Finance Writer

How much should I spend on a car?

In the market for a new car? You may be wondering how much to spend? Before buying, ensure you consider all costs beyond the purchase price.

Car Loans

17 Nov, 2022

6 min read

How much should I spend on a car?
Jodie Humphries

Personal Finance Editor

Pros and cons of salary sacrificing to lease a car

Salary sacrifice allows you to pay for a car from your pre-tax income. It reduces your taxable income and total tax outflows. It can be an alternative to taking out a car loan or buying a vehicle outright. If you’re comfortable reducing your take-home income, salary sacrificing to purchase a car can provide significant savings.

Car Loans

07 Nov, 2022

3 min read

Pros and cons of salary sacrificing to lease a car
Jodie Humphries

Personal Finance Editor

Novated lease vs. car loan – which one to choose?

You’re keen to buy a new car, but you may not have the entire amount needed to purchase it. So what are your options? You can, of course, pay a deposit upfront and take out a car loan for the balance amount. Or you can explore another option – a novated lease.

Car Loans

31 Oct, 2022

5 min read

Novated lease vs. car loan – which one to choose?
Jodie Humphries

Personal Finance Editor

Selling a car before moving overseas

Are you moving overseas and selling your car? Find out ways you can get this done.

Car Loans

28 Oct, 2022

4 min read

Selling a car before moving overseas
Vidhu Bajaj

Personal Finance Writer

Eco-friendly tips to improve your car’s fuel economy

If you’re looking for tips to improve the fuel economy of your car, changing the way you drive could save you some dollars and also help the environment.

Car Loans

27 Oct, 2022

6 min read

Eco-friendly tips to improve your car’s fuel economy
Vidhu Bajaj

Personal Finance Writer

Which are the best 4WD cars in Australia?

Deciding on the best four-wheel drive (4WD) car in Australia is really based on what you need and how you’ll use it.

Car Loans

20 Oct, 2022

6 min read

Which are the best 4WD cars in Australia?
Jodie Humphries

Personal Finance Editor

How to pay off a car loan early?

Can you save if you pay off your car loan early? How can you manage this, and what should you look out for?

Car Loans

20 Oct, 2022

4 min read

How to pay off a car loan early?
Mark Bristow

Personal Finance Editor

Can you put a deposit on a car to hold it?

Some car dealers ask for deposits; others don’t. It’s up to individual car dealers to decide whether to promise to hold on to cars in exchange for deposits.

Car Loans

13 Oct, 2022

2 min read

Can you put a deposit on a car to hold it?
Mark Bristow

Personal Finance Editor

What's the most tax effective way to buy a car?

Buying a car can be a major financial commitment, so it makes sense to check how this purchase could influence the tax you pay. Depending on your financial situation and how you plan to use the car, there may be several strategies available to claim tax deductions on your car purchase. It’s important to compare the available options to work out which one may be the most tax-effective choice for you.

Car Loans

05 Oct, 2022

4 min read

What's the most tax effective way to buy a car?