Car Loan Calculator
- Initial repayment amount
- Increased repayment amount
- Total amount payable
Principal + Interest
- Interest saved from extra repayments
- Time saved from extra repayments
off 3 years
The advertised and comparison rate is based on credit of $10,000 and a term of 3 years. The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.
Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here.
Welcome to RateCity's Car Loan section.
Are you in the market for a new or used car? RateCity allows you to search, compare and apply from over 400 car loans. To start, just fill in the form at the top of the page or you can choose from one of our popular searches located at the base of this page.
To help you in your search, we suggest you read our Car Loans Guide. It 's a step by step manual to show you everything that needs to be considered when making that important purchase. From weighing up the benefits of fixed versus variable interest loans to additional security checks such as whether there is money owing on a used car.
If you're still researching and not ready to take the plunge , head to our news and information section for the latest trends and advice on the car loans market. You'll find clear and concise explanations on a range of topicsand you might even surprise yourself by becoming a loan expert in next to no time. Get started and compare today!
Car Loans Guide
Do you want to buy a car for work, weekend trips or anything inbetween?
RateCity's Car Loans Guide provides you with tips and useful information to assist you with your decision when purchasing a car loan.
Our guide has the most up-to-date information, hints and tips and for a repayment strategy and general advice. No matter whether you want to buy a vintage car or a brand new top of the range Mercedes, our Guide will show you how to choose the best car loan and what type of Loans are available so you can find one that suits you and your needs.
Car Loan Articles
These articles lists a range of definitions on all terms associated with car loans . If you are looking at purchasing a new or used car and would like to better understand your car loan, we can provide assistance. Start researching from the options below.
Latest Car Loan NewsMay 23, 2013
To avoid heartache, and potential financial ruin, it pays to do your homework before driving away in your new purchase. In fact, the homework should begin well before you apply for a car loan.May 16, 2013
The deals on offer look pretty attractive. But reports suggest not all deals are what they seem with some motorists allegedly paying more in interest than the cost of their new cars.Aug 04, 2011
Cars depreciate on average by around 14 percent per year in the first three years, then up to eight percent after that.
Latest Car Loan NewsMar 07, 2013
Economists at the Australian National University say motorists would benefit from a higher tax on petrol.Apr 26, 2012
Most cars are depreciating assets, losing 14 percent per year on average in the first three years, then up to 8 percent after that, says consumer watchdog Choice.Oct 25, 2012
One in two new car owners who purchased a vehicle in the past three years are already looking to replace it with a smaller model, research suggests.
Latest Car Loan NewsSep 04, 2012
Car manufacturers are luring motorists with a combination of low-interest finance deals and other offers in an effort to stimulate a flat market, experts warn.Aug 20, 2012
Rising petrol prices have eaten into household budgets for millions of Australian drivers and research shows the cost of fuel is set to rise again this week.Jun 22, 2012
Despite rising fuel costs, new research shows that car running costs have fallen over the past 12 months.