This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about products from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers and may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. See the rating methodology. We not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution, and not with RateCity. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. See our terms of use for further details. This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.

Car Loan Calculator

Our Car Loan Calculator helps you estimate your repayments. You can also calculate the interest you might save and the time you can shave off your loan by making additional repayments.

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Learn more about Car Loans with the following related articles:

Compare Car Loans

Car loans are simply personal loans used to finance your new car. Usually the car is used as collateral to secure the loan, giving the lender some assurance and yourself a lower rate - this is called a secured car loan. However you can also get an unsecured car loan which has a different structure to it.

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Best Car Loans

A car loan is a common and simple solution for most people who are buying a new or used car. But before you choose your car loan and sign the dotted line, make sure you have shopped around and investigated the other options available to you to ensure that you have found the best deal available.

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How to Choose a Car Loan

When choosing a car loan there are a few things you need to ask yourself such as; how much would you like to borrow? What is the age of the car? How long would you like to pay the loan back? Once you have this information you are ready to compare car loans by looking at loans with the lowest interest rates and fees.

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Student Car Loans

The Australian car market is heating up with new affordable models arriving on our shores. But for most Australian students, a hand from mum and dad is needed to get them over the line. For some parents an interest-free car loan is the way to go, but others are opting to be the car loan guarantor. You can use Australia's leading financial comparison site to search, compare and apply online.

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All interest rates are minimum available for product listed and actual rates offered by lender may vary depending on your individual circumstances and loan amount. The graph above displays total estimated repayment amounts based on principal and interest, in respect of the loan amount, interest rate, term and repayment frequency entered in the Loan Details.

The advertised and comparison rate is based on credit of $10,000 and a term of 3 years. The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

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  • Are you in the market for a new or used car? RateCity allows you to search, compare and apply from over 400 car loans. To start, just fill in the form at the top of the page or you can choose from one of our popular searches located at the base of this page.

    To help you in your search, we suggest you read our Car Loans Guide. It 's a step by step manual to show you everything that needs to be considered when making that important purchase. From weighing up the benefits of fixed versus variable interest loans to additional security checks such as whether there is money owing on a used car.

    If you're still researching and not ready to take the plunge , head to our news and information section for the latest trends and advice on the car loans market. You'll find clear and concise explanations on a range of topicsand you might even surprise yourself by becoming a loan expert in next to no time. Get started and compare today!

  • Do you want to buy a car for work, weekend trips or anything inbetween?

    RateCity's Car Loans Guide provides you with tips and useful information to assist you with your decision when purchasing a car loan.

    Our guide has the most up-to-date information, hints and tips and for a repayment strategy and general advice. No matter whether you want to buy a vintage car or a brand new top of the range Mercedes, our Guide will show you how to choose the best car loan and what type of Loans are available so you can find one that suits you and your needs.

  • Car Loan Articles

    These articles lists a range of definitions on all terms associated with car loans . If you are looking at purchasing a new or used car and would like to better understand your car loan, we can provide assistance. Start researching from the options below.

  • Latest Car Loan News

    The real cost of buying a car

    Jun 04, 2014

    Buying a car for the first time can be fun – for example, choosing one that suits your personality as well as your transport needs – but it can be daunting in equal parts. And it can end up costing...

    Driving away with a good deal

    Oct 27, 2013

    Are you ready to ditch the second-hand bomb you’ve been driving for a snazzy new car? Buying a brand new car doesn’t come cheap, however, and unless you’ve been diligently saving towards this goal,...

    Cut petrol costs by 25 percent

    Aug 20, 2012

    Rising petrol prices have eaten into household budgets for millions of Australian drivers and research shows the cost of fuel is set to rise again in coming months.

  • Latest Car Loan News

    Biggest car buyer regrets

    May 23, 2013

    To avoid heartache, and potential financial ruin, it pays to do your homework before driving away in your new purchase. In fact, the homework should begin well before you apply for a car loan.

    Car finance tricks and traps

    May 16, 2013

    The deals on offer look pretty attractive. But reports suggest not all deals are what they seem with some motorists allegedly paying more in interest than the cost of their new cars.

    How to beat depreciation on your car

    Aug 04, 2011

    Cars depreciate on average by around 14 percent per year in the first three years, then up to eight percent after that.

  • Latest Car Loan News

    Economists call for petrol tax hikes

    Mar 07, 2013

    Economists at the Australian National University say motorists would benefit from a higher tax on petrol.

    Five cars that held their value best ...

    Apr 26, 2012

    Most cars are depreciating assets, losing 14 percent per year on average in the first three years, then up to 8 percent after that, says consumer watchdog Choice.

    Get more when selling your car

    Oct 25, 2012

    One in two new car owners who purchased a vehicle in the past three years are already looking to replace it with a smaller model, research suggests.

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