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Rewards Car Loan

FCCS Credit Union

Borrowing Amount
Loan term
Advertised Rate6.95%variable
Comparison Rate7.22%
Monthly Repayment$593
Loan amount$5k to $80k
Pros
  • No ongoing fees
  • No early exit penalty
  • Can apply online
  • Suitable for both new or used car
Cons
  • Application fee charged
  • Requires security to be held
  • Cannot apply in branch

Suitable For

New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat

Loan Fees

Upfront Fee
Upfront Fee$195
Ongoing Fee
Ongoing Fee$0
Early Exit Penalty Fee
Early Exit Penalty Fee$0
Missed Payment Penalty
Missed Payment Penalty$30
Redraw Activation Fee
Redraw Activation Fee$0

Loan Profile

Repayment Type
Repayment TypeVariable
Loan Type
Loan TypeSecured
Secured by vehicle
Secured by vehicle
Available to 457 Visa Holders
Available to 457 Visa Holders
View Repayment Schedule

Features Flexibilities

Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Other Benefits
Other Benefits
Other Restrictions
Other RestrictionsMust be a FCCS member to take out loan. must be a new car or a car that is still under the manufacturers warranty.
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