Personal Loans Articles

Relevant Personal Loans articles and tips

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Compare personal loans with fast approval times | RateCity

Compare interest rates, monthly repayments, total repayments and more from our range of lenders offering fast approval personal loans.

Personal Loans

22 Jan, 2021

1 min read

Compare personal loans with fast approval times | RateCity

Jodie Humphries

Personal Finance Editor

How to get a personal loan with an average credit score

Even if you have a few dents in your credit score, you may still be able to get a personal loan. Find out how to apply for a personal loan with an average credit score.

Personal Loans

03 Jan, 2021

4 min read

How to get a personal loan with an average credit score

Jodie Humphries

Personal Finance Editor

Is there an age limit for personal loans in Australia?

One of the things lenders will look at when you apply for a personal loan is your age, but there are other criteria to be aware of as well.

Personal Loans

02 Jan, 2021

3 min read

Is there an age limit for personal loans in Australia?

Jodie Humphries

Personal Finance Editor

Can you get a personal loan with a co-signer?

If you need a personal loan but fear that a low credit score might reduce your chances of getting one, you may be considering getting a personal loan with a co-signer. Find out how having a co-signer works.

Personal Loans

01 Jan, 2021

4 min read

Can you get a personal loan with a co-signer?

Jodie Humphries

Personal Finance Editor

Can a personal loan be used for tax exemption?

The interest you pay on personal loans are usually not tax-deductible, but they may be in some cases. It’s important to look at how the loan is spent.

Personal Loans

27 Dec, 2020

3 min read

Can a personal loan be used for tax exemption?

Jodie Humphries

Personal Finance Editor

Understanding personal loan insurance cover

Is it mandatory to take insurance for a personal loan? No, but it can safeguard you against unforeseen situations that may affect your ability to make timely repayments. You can buy a personal loan protection policy either when you take the loan or later.

Personal Loans

18 Dec, 2020

4 min read

Understanding personal loan insurance cover

Jodie Humphries

Personal Finance Editor

Is it possible to get a personal loan for a house deposit?

Buying a home is a huge financial decision and needs careful consideration and planning. Getting a personal loan for your house deposit may be possible, but is likely to add complexity.

Personal Loans

17 Dec, 2020

3 min read

Is it possible to get a personal loan for a house deposit?

Jodie Humphries

Personal Finance Editor

Should I get personal loan protection insurance in Australia?

A personal loan is a great way to fulfil your short-term financial goals. But this comes at high-interest rates, and there is little scope for mistakes. What happens if you’re forced into a situation where you miss your payment?

Personal Loans

10 Dec, 2020

5 min read

Should I get personal loan protection insurance in Australia?

Georgia Brown

Personal Finance Editor

Why does my personal loan interest vary month to month?

If you aren’t quite sure how interest is calculated on your personal loan, it may come as a surprise learning that monthly interest charges vary even on fixed rate loans.

Personal Loans

31 Oct, 2020

4 min read

Why does my personal loan interest vary month to month?

Georgia Brown

Personal Finance Editor

Can I have two personal loans at the same time?

No matter how much of a forward planner you are, there can be times when your financial needs change seemingly overnight.

Personal Loans

02 Oct, 2020

5 min read

Can I have two personal loans at the same time?

Georgia Brown

Personal Finance Editor

Do I need to disclose my loan purpose?

When applying for a personal loan, you’ll most likely have a specific purpose in mind. But are you required to disclose this information on your application?

Personal Loans

14 Sep, 2020

4 min read

Georgia Brown

Personal Finance Editor

What is a green personal loan, and how can it help you?

As we continue to educate ourselves on the impact our lifestyles have on the environment, plenty of Aussies are taking action to reduce their carbon footprint.

Personal Loans

26 Aug, 2020

4 min read