Personal Loans Articles

5 money issues that could ruin your marriage

A great marriage may be based on rock-solid principles of love and respect, but money has a way of shaking the foundations of even the most secure relationships. Here are five money issues to watch out for, whether you’re starting a new relationship or if yours is already well-established:

Do I need security to take out a personal loan?

Looking for a personal loan to help you afford that holiday, buy that car or start that business? As well as thinking about how much you plan to borrow, and whether you can afford the repayments, it’s important to consider the security requirements of different personal loans.

Are personal lenders dodgy?

The personal lending sector has had a chequered history, but the authorities have taken steps in recent years to better protect consumers.

What are the pros and cons of personal loans?

What documents do I need to get a personal loan?

Some lenders may have a more intense process of verification, but overall, most lenders will ask for the following documents.

Everything you need to know about personal lending

Personal lending is now a more tightly regulated industry than in the bad old days, when cowboy operators were able to exploit vulnerable Australians.

P2P lending drives rise in personal loan applications

If you’re considering taking out a personal loan your first thought is usually ‘which of the big banks are the best fit for me?’

Big 4 Banks face government review

This week will be a big one for the heads of Australia's Big Four banks who will be facing the Federal Parliament's House of Representatives Economic Committee for a review of the way in which they balance the needs of customers, shareholders and the broader community.

Personal loans for 457 visa holders in Australia

If you're a little strapped for cash in your adopted home there's good news regarding access to personal loans; it is possible. However, there are special conditions that apply that are worth noting before you commit to taking out a loan and they vary from lender to lender.

Need to borrow money? Personal loans vs. credit cards

If you need additional funds for any reason, a personal loan can be customised to suit your needs.

Women shun men with debt - but hide their own

Money can be a deal breaker when it comes to relationships so if your other-half found out about your personal loans, credit card or mortgage debt - which sex do you think would be first out the door?

Should credit crazy Aussies consider personal loans?

Australians may be missing out on saving thousands because they are turning to their piece of plastic for their borrowing needs - instead of comparing low-interest personal loan options.