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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Personal Loans from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all provider sand may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. See the rating methodology We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Personal Loan, you will deal directly with a financial institution, and not with RateCity.

Low Interest Personal Loans

Need some help? Checkout our Personal Loans Guide

Low Interest Personal Loans

Low Interest Personal Loans offer a lower rate of interest in comparison to other personal loans. This type of loan can be taken out for many amounts and terms, both secured and unsecured with either variable or fixed rates to suit your borrowing needs. However the features may differ between each financial institution, so check the details before you sign the contract.

This type of personal loan suits a wide variety of needs, such as consolidating your current debts, purchasing a car, doing renovations or to go overseas. Because this type of personal loan offers a lower rate you have the opportunity to save more money as you effectively are paying less in interest and the lower your repayments will be. The interest rate will differ between each financial institution so if you are in the market for a low interest personal loan for your next purchase, check out the table above for some of the current top low rates available.

Compare some of the lowest interest personal loans in the table below.

11 Products found

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Product
Application
Fees
Monthly
Repayment
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RACV
10.75%
Fixed
12.76%
$285
$326.21
SocietyOne
11.05%
Fixed
12.81%
$250
$327.63
CUA
11.99%
Fixed
12.83%
$120
$332.1
Qantas Credit Union
12.14%
Variable
12.14%
$0
$332.82
IMB
12.49%
Fixed
13.37%
$125
$334.49
CUA
12.99%
Variable
13.84%
$120
$336.9
Suncorp Bank
12.99%
Fixed
15.27%
$175
$341.9
Aussie Home Loans
12.99%
Fixed
16.48%
$199
$346.9
ANZ
13.09%
Variable
16.19%
$150
$337.38
ANZ
13.95%
Fixed
17.04%
$150
$341.54
RACV
14.5%
Fixed
16.55%
$285
$344.21

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