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Home Loan Calculator

Compare loans and calculate your repayments

Your Details


Property Details

%
years
You will need to borrow $0. See how this is calculated.
What are these costs?

Property is the amount you will need to borrow to cover the cost of the property that you wish to purchase.

Stamp duty is a tax on written documents. It is imposed by state and territory governments. It can vary depending on the state or territory.

Miscellaneous include things such as fees, lawyers, hiring movers and other miscellaneous costs that may incur.

Lender's Mortgage Insurance (LMI) is generally charged to all borrowers with an Loan to Value Ratio (LVR) over 80%. This is also known as having less than 20% deposit or equity. Don't forget - it protects the lender, not the borrower so if things go south, you'll still need to repay the loan.


See how you compare

Fill out the form to find out how you compare with other home loan lenders.

Popular Home Loans

Company
Product
Advertised Rate
Comparison Rate
Monthly Repayment
Estimated Up Front Fees
Minimum Deposit %
Extra Repayments
Offset Account
Redraw Facility
Go To Site
Newcastle Permanent
Advertised Rate3.74%

Variable

Comparison Rate4.10%
Monthly Repayment$1208

over 30 years

Estimated Up Front Fees$0

10%
Unlimited extra repayments

100% offset account

Redraw fee: $0

Go To Site
UBank
Advertised Rate3.69%

Fixed - 1 year

Comparison Rate4.15%
Monthly Repayment$1215

over 30 years

Estimated Up Front Fees$0

20%
Unlimited extra repayments

$0

Go To Site
UBank
Advertised Rate4.27%

Fixed - 5 years

Comparison Rate4.18%
Monthly Repayment$1220

over 30 years

Estimated Up Front Fees$0

20%
Unlimited extra repayments

$0

Go To Site
Greater Bank
Advertised Rate4.19%

Fixed - 5 years

Comparison Rate4.31%
Monthly Repayment$1239

over 30 years

Estimated Up Front Fees$0

15%
Allowed with restrictions

Partial offset account

Redraw fee: $0

Go To Site
IMB
Advertised Rate4.33%

Variable

Comparison Rate4.33%
Monthly Repayment$1242

over 30 years

Estimated Up Front Fees$0

10%
Unlimited extra repayments

100% offset account

Redraw fee: $0

Go To Site
CUA
Advertised Rate3.99%

Fixed - 3 years

Comparison Rate4.64%
Monthly Repayment$1288

over 30 years

Estimated Up Front Fees$795

5%
Unlimited extra repayments

$0

Go To Site
NAB
Advertised Rate3.89%

Fixed - 3 years

Comparison Rate4.91%
Monthly Repayment$1328

over 30 years

Estimated Up Front Fees$0

5%
Allowed with restrictions

Redraw fee: $0

Go To Site
Newcastle Permanent
Advertised Rate3.69%

Fixed - 1 year

Comparison Rate4.96%
Monthly Repayment$1336

over 30 years

Estimated Up Front Fees$550

20%
Unlimited extra repayments

$0

Go To Site
NAB
Advertised Rate3.85%

Fixed - 2 years

Comparison Rate4.97%
Monthly Repayment$1337

over 30 years

Estimated Up Front Fees$0

5%
Allowed with restrictions

Redraw fee: $0

Go To Site
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