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  What are these costs?

Property is the amount you will need to borrow to cover the cost of the property that you wish to purchase.

Stamp duty is a tax on written documents. It is imposed by state and territory governments. It can vary depending on the state or territory.

Miscellaneous include things such as fees, lawyers, hiring movers and other miscellaneous costs that may incur.

Lender's Mortgage Insurance (LMI) is generally charged to all borrowers with an Loan to Value Ratio (LVR) over 80%. This is also known as having less than 20% deposit or equity. Don't forget - it protects the lender, not the borrower so if things go south, you'll still need to repay the loan.

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Monthly repayments

Based on the interest rate of % and other details you provided, your monthly repayments are 
This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity ... read the full disclaimer to provide you with information about products from multiple financial institutions. We will try to show you a range of products in response to your request for information. Offers selected from a range of home loan products in the RateCity database. The results do not include all providers and may not compare all features relevant to you, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution, and not with RateCity. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. See our terms of use for further details. All numbers are estimates. Check exact details of offers before applying for a loan. Stamp Duty calculations are an approximation. This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.

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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about products from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers and may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. See the rating methodology. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution, and not with RateCity. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. See our terms of use for further details. This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.