AMP Bank is a financial services company that was formed in 1849 as the Australian Mutual Provident Society.
AMP was made public in 1998 and now employs more than 5400 staff with over $110 billion in total assets and 820,000 shareholders. The company also includes AMP Capital, one of the largest investment managers in Asia Pacific with operations throughout the world. The bank has a head office in Sydney and provides a number of services, such as financial planning and banking products as well as investment advice through AMP Capital.
AMP Mortgage Calculator
Interested in an AMP home loan? RateCity has a suite of calculators that can show you what your repayments would be and how AMP compares to its competitors. Simply plug in your borrowing amount below.
- Flexible repayment and loan options available.
- Offers discounted rates on larger loans.
- Specialised loans available.
- Moderately-low rates on most loans.
- Ongoing fees charged on some loans.
- Limited interest-only payments.
Home loan customers can contact AMP through specialised phone lines that address home loans, new customer enquiries, general banking enquiries, as well as a line for superannuation, insurance and retirement queries. There is also the option to contact the bank via email or in person at the Sydney office. Customers can also request an appointment through an affiliated network of financial advisers that can be found via the AMP website.
Customer service centre (phone)
Mobile banking staff
AMP Bank Home Loan Calculator
Cash Out Amount
Remaining loan term:
26 years and 8 months
Savings over 10 years
Savings Over Years
Estimated upfront fees
Go To Site
Savings Over Years$26.2kSavings over 10 years
Savings Over Years$24kSavings over 10 years
Advertised rate4.25%Fixed - 1 year
Savings Over Years$19.1kSavings over 10 years
Advertised rate4.33%Fixed - 2 years
Savings Over Years$17.2kSavings over 10 years
Savings Over Years$30.2kSavings over 10 years
Advertised rate4.49%Fixed - 3 years
Savings Over Years$13.2kSavings over 10 years
AMP Bank Home Loans
AMP Bank Essential Loan Variable
The AMP Essential Home Loan is a low variable rate loan available to owner-occupiers and investors.
AMP Bank Professional Package Loan Variable
The AMP Bank Professional Package Loan allows you to take control of your debt by providing flexibility of payment and a pre-approved lending limit should you wish to borrow more in the future.
AMP Bank Basic Package Variable
The AMP Bank Basic Package Loans offers borrowers the choice between variable or fixed interest rate loans, with some additional features to give borrowers flexibility in how they make repayments and manage their loan.
How to Apply
Potential customers at AMP can apply for a home loan in a number of ways. They can download an application form from the AMP website and arrange an appointment with an AMP home loan specialist. Customers can also apply by phone or request the bank contact them when convenient. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:
- Proof of identification.
- Proof of employment, income and assets.
- Information on current liabilities, debts and loans.
- Details of other earnings and expenses.
Refinancers will also be required to provide home loan statements for the previous six months and their last three statements for all loans, accounts or cards being refinanced.