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- Community First Bank
- Accelerator package home loan
Accelerator package home loan
- Owner Occupied
- Variable
- 5% min deposit
- P&I
Interest rate p.a.
6.04%
Comparison rate* p.a.
6.42%
Accelerator package home loan
- Owner Occupied
- Variable
- 5% min deposit
- P&I
Interest rate p.a.
6.04%
Comparison rate* p.a.
6.42%
Community First Bank Variable Rate Home Loan overview
For Accelerator Package Home Loan (Principal and Interest) ($250k+)
Principal & Interest (P&I)
Loan type
Loan to value ratio
Interest rate
Comparison rate
Interest only
Loan type
Loan to value ratio
Interest rate
Comparison rate
Details
Maximum LVR
95%
Total repayments
Interest rate type
Variable
Borrowing range
$250k - $1.5m
Suitable for
Owner Occupiers
Loan term range
5 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Community First Bank to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
$0 annual fee on low rate Visa credit card, $0 application fee on personal loans, Free initial consultation with Bridges Financial Planning, 10% discount on 1st year's premium on home and contents and/or car insurance
Fees
Total estimated upfront fees
$0
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$395
Discharge fee
$696
Pros and Cons
For Accelerator package home loan
Benefits
- Interest rates ranked in the best 20%
- No upfront fees
- 100% full offset account
- Suitable for low deposits
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
Drawbacks
- Ongoing fee
- Discharge fee at end of loan
- No repayment holidays
