To the extent that any RateCity Pty Limited data, ratings or commentary constitutes general advice, this advice has been prepared by RateCity Pty Limited ABN 21 122 743 542 AFSL 316710 and does not take into account your individual investment objectives, financial circumstances or needs. Information provided on and available from this site does not constitute financial, taxation or other professional advice and should not be relied upon as such. RateCity Pty Limited recommends that, before you make any financial decision, you seek professional advice from a suitably qualified adviser.

Product Disclosure Statement relating to the product should also be obtained and considered before any decision about whether to acquire the product.

Rates shown are latest available information based on a variety of sources. For more information about our data update processes, see here.

Please refer to RateCity’s FSCG for more information

Comparison Rate Warning

The comparison rates for all home loans are based on secured credit of $150,000 and a term of 25 years. The comparison rates for personal loans are based on credit of $30,000 and a term of 5 years, unless otherwise stated. The comparison rates for car loans are based on credit of $30,000 and a term of 5 years, unless otherwise stated. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

Monthly Repayments

Monthly repayment figures are an estimate of the initial monthly repayment based on the listed advertised rate, your selected loan amount and loan term. Where loan term is not specified, 25 years is used for home loans. Actual repayments may vary based on your individual circumstances and interest rate changes.

Personal Loan Rates

Rates shown are minimum available and may vary depending on your individual circumstances, loan amount and lender’s approval criteria.

Credit Card Rates

Balance transfer and introductory purchase rates are generally only available for new customers and any balance at the end of the introductory period is subject to the applicable revert rate at the time. Most providers do not provide access to a purchase introductory rate when a balance transfer deal has also been taken, applicants should confirm details of any deals by checking the provider’s website.

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