Disclaimer

To the extent that any RateCity Pty Limited data, ratings or commentary constitutes general advice, this advice has been prepared by RateCity Pty Limited ABN 21 122 743 542 AFSL 316710 and does not take into account your individual investment objectives, financial circumstances or needs. Information provided on and available from this site does not constitute financial, taxation or other professional advice and should not be relied upon as such. RateCity Pty Limited recommends that, before you make any financial decision, you seek professional advice from a suitably qualified adviser.

Product Disclosure Statement relating to the product should also be obtained and considered before any decision about whether to acquire the product.

Rates shown are latest available information based on a variety of sources. For more information about our data update processes, see here.

Please refer to RateCity’s FSCG for more information

Comparison Rate Warning

The comparison rate is a way of comparing loans by including both the advertised rate and the fees involved. The comparison rates are based on credit of $150,000 and a term of 25 years for home loans, and based on credit of $30,000 for a term of 5 years for personal and car loans, unless otherwise indicated, and represents the effective rate on the loan. Comparison rates are not calculated for revolving credit products. Comparison rates are not required for revolving credit products such as overdrafts and line of credits, as these products are not paid down gradually like a normal loan, which means the fees have a different impact on the overall cost of the loan. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayments

Monthly repayment figures are an estimate of the initial monthly repayment based on the listed advertised rate, your selected loan amount and loan term. Where loan term is not specified, 25 years is used for home loans. Actual repayments may vary based on your individual circumstances and interest rate changes.

Personal Loan Rates

Rates shown are minimum available and may vary depending on your individual circumstances, loan amount and lender’s approval criteria.

Credit Card Rates

Balance transfer and introductory purchase rates are generally only available for new customers and any balance at the end of the introductory period is subject to the applicable revert rate at the time. Most providers do not provide access to a purchase introductory rate when a balance transfer deal has also been taken, applicants should confirm details of any deals by checking the provider’s website.


^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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