Updated on 29 July, 2021

RateCity Gold Awards 2021

Australia's best loans and lenders rated by the market leading RateCity Real Time Ratings™ system. Find out which product is worth your time with the RateCity Gold Award.

As seen on


Australia's most up-to-date product rankings

Every product is rated and ranked daily, to ensure you have the most accurate score to help you choose

Real Time Ratings™ unique to Australia

The Real Time Ratings™ are based on important deciding factors such as costs (rates and fees), features and fexibility.

Tailored scoring

Products that best match your individual needs are ranked against each other, making them easier to compare and select. 

How RateCity works out the Gold Award

Over 6,800 products and variations were analysed and compared from a variety of lenders and providers to determine the 2021 Gold Awards.

Select the relevant product category for details of our methodology for working out the Gold Awards.

How are Real Time Ratings™ calculated

How RateCity Leaderboards work

We’ve built these leaderboards to help you quickly see what are the top banking products in each of the key categories.

The 2021 Home Loan Award Winners

Frequently Asked Questions