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Updated on 18 Jul, 2024


RateCity Gold Awards 2024

Australia's best loans and lenders rated by the market-leading RateCity Real Time Ratings™ system. Find out which products are worth your time with the RateCity Gold Award.

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2024 Gold Awards Categories

RateCity’s Gold Awards recognise the best financial products across six categories as determined by our Real Time Ratings ™ system. Discover the best in Home Loans, Personal Loans, Car Loans, Savings Accounts, Term Deposits and Bank Accounts.

"As interest rates rise and families feel the heat, shopping around has never been so important.”
Sally Tindall
RateCity Research Director

What makes the Gold Awards unique?

Australia's most up-to-date product rankings

Every product is rated and ranked daily, to ensure you have the most accurate score to help you choose.

Real Time Ratings ™ are ranked by an algorithm, not people

At RateCity, we let data do the talking. Our Real Time Ratings™score products based factors like fees, rates, features and flexibility - without personal bias.

Easy to compare

Real Time Ratings ™ make it easy to compare products in each category so you can find the best solution for your situation.

What it means to win a RateCity Gold Award

The cornerstone of the RateCity Gold Awards judging process is our RateCity uses its market-leading system, Real Time Ratings™. We use this data-driven system to compare financial products against a set list of data points.

Over 4000 financial products across dozens of lenders and providers are analysed by Real Time Ratings™. Each product is given a score out of five based on factors such as rate, fees, features, and flexibility. These scores are updated daily. The products that have a consistently high score are the recipients of a RateCity Gold Award - an accolade that highlights consistent value for consumers.

How Real Time Ratings™ work

How RateCity Leaderboards work

Our leaderboards allow you to quickly find and compare the top financial products in each of our key categories.

View all leaderboards