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RateCity Calculators

Calculate, compare and save on over 1000 financial products

Home Loans

Home Loan Repayment Calculator

With our mortgage repayment calculator, you can estimate the cost of loan repayments to work out how much you may pay on your mortgage.

Borrowing Power Calculator

How much can you afford to borrow to buy a property? Get a quick, simple, and obligation-free home loan estimate today.

Stamp Duty Calculator

Planning your budget for buying a house? Estimate what you may pay in stamp duty in your local area.

Refinance Calculator

See how refinancing your mortgage could help you pay less interest, pay off your property faster, or access your equity.

Lender Mortgage Insurance (LMI) Calculator

Buying a property with a low deposit? Discover how much you may be charged for Lenders Mortgage Insurance.

Mortgage Stress Calculator

Worried about borrowing too much for your home loan? Work out if your mortgage payments could leave you in financial stress if rates rise.

Personal Loans

Personal Loan Repayment Calculator

Want to know how much you can borrow on a personal loan? Get quick estimations of your personal loan repayments.

Car Loans

Car Loan Repayment Calculator

See how much you can borrow on a car loan and what your repayments could be like, with our car finance repayment calculator.

Credit Card

Balance Transfer Calculator

Struggling to stay on top of your credit card debt? Calculate how much you may save by switching to a balance transfer credit card.

Banking

Term Deposits Calculator

Investing your savings into a term deposit? Calculate just how much interest you could earn through a term deposit today.

Savings Accounts Calculator

Whether you’re dreaming of a holiday or saving for a rainy day, calculate how much interest you could earn through a savings account now.

Search and compare with confidence

Compare interest rates, fees, features and more from the widest range of financial institutions.

Home loans

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Featured products

Promoted

Up Home

Real Time Rating™
Owner Occupied
10% min deposit
P&I
Offset Account

special

Get $10 when you join Up. Download the app, sign up easily in 3 minutes and use the code: UPHOMERC. T&Cs apply.
Interest Rate

5.90%

p.a

Variable

Comparison Rate*

5.90%

p.a

More details
Australian Credit Licence 237879

Promoted

Variable Rate Home Loan – Refinance Only

Gold Award Winner 2023

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments

special

Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.
Interest Rate

5.74%

p.a

Variable

Comparison Rate*

5.65%

p.a

More details
Australian Credit Licence 234945

Promoted

Home Value Loan (Owner Occupied, Principal & Interest)

Real Time Rating™
Owner Occupied
40% min deposit
P&I
Extra repayments
Interest Rate

5.99%

p.a

Variable

Comparison Rate*

5.99%

p.a

More details
Australian Credit Licence 232595

Promoted

Live-in Variable Home Loan

Real Time Rating™
Owner Occupied
10% min deposit
P&I
Extra repayments

special

Purchase and refinance, fast approval times, offset available
Interest Rate

5.94%

p.a

Variable

Comparison Rate*

5.95%

p.a

More details
Australian Credit Licence 496431

Product data updated on 2 Dec 2023